Branch Network
Cowboy Bank Locations & Branches Kremlin, Oklahoma
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Cowboy Bank operates 5 branches from its headquarters in Kremlin, OK, .
Cowboy Bank branch network
All 5 branches are in OKLAHOMA, across 4 cities. Enid, OK has the most of its branches, 2. Its largest office by deposits is the Oakwood Branch office in Enid, OK, with $108.7M (36.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Cowboy Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.72% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $350.3M
- Tier 1 leverage ratio, Q2 2026
- 12.72%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1900
Full financial profile · Is Cowboy Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Kremlin, OK (1 branch) | 1 of 1 | 100.0% | $64.8M |
| State: OK (5 branches) | 78 of 192 | 0.2% | $297.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
Cowboy Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Garfield, OK (4 branches) | 3 of 14 | 4.8% | $279.9M | $5.85B |
| Alfalfa, OK (1 branch) | 5 of 6 | 5.5% | $17.9M | $322.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Enid, OK (4 branches) | 3 of 14 | 4.8% | $279.9M | $5.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Oakwood Branch | Enid, OK | 73703 | $108.7M |
| North Enid Branch | Enid, OK | 73701 | $89.4M |
| Cowboy Bank (main office) | Kremlin, OK | 73753 | $64.8M |
| Goltry Branch | Goltry, OK | 73739 | $17.9M |
| Drummond Branch | Drummond, OK | 73735 | $16.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11526) · FFIEC NIC profile (RSSD 883959)