Credit One Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Credit One Bank, N.A. of Las Vegas, NV against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 22.67% | 1.44% | +21.23% | 100th top |
| ROAE | 82.05% | 12.63% | +69.42% | 100th top |
| Net Interest Margin | 20.68% | 3.83% | +16.85% | 100th top |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 58.23% | 57.40% | +0.83% | 51st above |
| Yield on Earning Assets | 23.01% | 5.70% | +17.31% | 100th top |
| Cost of Funds | 4.10% | 2.01% | +2.09% | 0th bottom |
| Net Interest Spread | 18.82% | 3.17% | +15.65% | 100th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.23% | 1.00% | -0.77% | 79th top |
| NPA / Total Assets | 0.19% | 0.76% | -0.57% | 77th top |
| NCO / Avg Loans | 12.00% | 0.42% | +11.58% | 0th bottom |
| ACL / Total Loans | 14.56% | 1.30% | +13.26% | 100th top |
| ACL / NPLs (Coverage) | 6257.13% | 558.85% | +5698.28% | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.20% | 7.39% | -0.19% | 34th below |
| Provision / NCO | 135.58% | 619.09% | -483.51% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 28.17% | 11.42% | +16.75% | 99th top |
| Equity / Assets | 27.10% | 11.32% | +15.78% | 99th top |
| TCE / Tangible Assets | 26.77% | 10.48% | +16.29% | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 137.16% | 86.91% | +50.25% | 1st bottom |
| Core Deposit Ratio | 69.37% | 85.57% | -16.20% | 8th bottom |
| Uninsured Deposit Ratio | 7.81% | 33.15% | -25.34% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 26.93% | 9.66% | +17.27% | 94th top |
| Loan Growth (Y/Y) | 41.10% | 8.03% | +33.07% | 97th top |
| Deposit Growth (Y/Y) | 47.32% | 7.84% | +39.48% | 98th top |
See Credit One Bank, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Credit One Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Credit One Bank, N.A. profile, how to read a UBPR, or how this data updates.