Crown Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 1.40 percentage points higher than in Q1 2026, at 26.71%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 26.11% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $162.6M |
| Tier 1 capital | $162.6M |
| Total risk-based capital | — |
| Total equity capital | $164.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 26.71% |
| Tangible equity to tangible assets | 26.45% |
| Equity capital to average assets | 26.25% |
| Internal capital growth rate | 3.19% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $6.0M |
| Common stock surplus | $29.4M |
| Retained earnings | $129.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$664K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 24.33% | 24.79% | 24.50% |
| Q4 2023 | 25.00% | 23.75% | 23.48% |
| Q1 2024 | 23.66% | 23.11% | 22.85% |
| Q2 2024 | 23.55% | 23.06% | 22.80% |
| Q3 2024 | 24.04% | 24.15% | 23.88% |
| Q4 2024 | 24.66% | 24.15% | 23.89% |
| Q1 2025 | 23.76% | 23.57% | 23.32% |
| Q2 2025 | 24.09% | 24.05% | 23.80% |
| Q3 2025 | 24.86% | 25.32% | 25.07% |
| Q4 2025 | 25.07% | 25.95% | 25.69% |
| Q1 2026 | 25.26% | 25.31% | 25.06% |
| Q2 2026 | 26.11% | 26.71% | 26.45% |
Crown Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34259) · FFIEC NIC profile (RSSD 2686211)