Crown Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 11.99 percentage points in Q2 2026, from 110.45% to 122.44%. It was the largest change from Q1 2026 among the key lines here. Among 49 New Jersey banks, Crown Bank sits 3rd from the top on return on assets, 2.49% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Crown Bank reported 2.49% on return on assets in Q2 2026, 1.23 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 26.11% |
| Equity capital to assets | 26.71% |
| Tangible equity to tangible assets | 26.45% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 5.77% |
| Non-performing assets ratio | 7.35% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 27.10% |
| Allowance for credit losses to loans | 0.88% |
| Reserve coverage of non-performing loans | 15.30% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.49% |
| Return on equity | 9.51% |
| Net interest margin | 4.96% |
| Efficiency ratio | 42.78% |
| Yield on earning assets | 6.65% |
| Cost of funds | 2.15% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 122.44% |
| Core deposits to total deposits | 87.28% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 69.72% |
| Securities to assets | 3.18% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 24.33% | 3.08% | 4.95% | 5.37% | 0.00% |
| Q4 2023 | 25.00% | 3.14% | 4.93% | 4.80% | 0.00% |
| Q1 2024 | 23.66% | 2.40% | 4.48% | 7.80% | -0.01% |
| Q2 2024 | 23.55% | 2.54% | 4.22% | 8.76% | 0.00% |
| Q3 2024 | 24.04% | 2.90% | 4.97% | 10.18% | -0.09% |
| Q4 2024 | 24.66% | 3.82% | 4.86% | 9.07% | -0.44% |
| Q1 2025 | 23.76% | 3.45% | 5.15% | 9.13% | 0.00% |
| Q2 2025 | 24.09% | 3.23% | 5.30% | 8.67% | 0.00% |
| Q3 2025 | 24.86% | 3.79% | 6.19% | 8.04% | 0.00% |
| Q4 2025 | 25.07% | 3.15% | 4.58% | 8.14% | 0.00% |
| Q1 2026 | 25.26% | 2.15% | 4.65% | 6.06% | 0.00% |
| Q2 2026 | 26.11% | 2.49% | 4.96% | 5.77% | 0.00% |
Crown Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34259) · FFIEC NIC profile (RSSD 2686211)