Crown Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 15.07 percentage points higher than in Q1 2026, at 140.27%. As of Q2 2026, Crown Bank ranks first in New Jersey on loan-to-deposit ratio among 49 banks, at 122.44%. Crown Bank's loan-to-deposit ratio of 122.44% is well above the 80.84% median for banks in the $100M-1B asset tier, a gap of 41.60 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $25.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $44.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.99% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 122.44% |
| Net loans and leases to deposits | 121.36% |
| Loans and leases to core deposits | 140.27% |
| Core deposits to total deposits | 87.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 124.84% | 83.74% | $0 | $25.1M |
| Q4 2023 | 125.51% | 78.85% | $0 | $31.4M |
| Q1 2024 | 131.96% | 77.74% | $0 | $70.7M |
| Q2 2024 | 129.92% | 77.78% | $0 | $69.5M |
| Q3 2024 | 126.38% | 74.87% | $0 | $40.3M |
| Q4 2024 | 119.34% | 74.32% | $0 | $26.0M |
| Q1 2025 | 107.26% | 75.34% | $0 | $12.8M |
| Q2 2025 | 109.04% | 77.18% | $0 | $12.7M |
| Q3 2025 | 112.76% | 80.96% | $0 | $12.6M |
| Q4 2025 | 115.70% | 83.89% | $0 | $12.5M |
| Q1 2026 | 110.45% | 86.02% | $0 | $12.3M |
| Q2 2026 | 122.44% | 87.28% | $0 | $12.2M |
Crown Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34259) · FFIEC NIC profile (RSSD 2686211)