Crown Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.31 percentage points to 4.96%. Among 49 New Jersey banks, Crown Bank sits 2nd from the top on net interest margin, 4.96% as of Q2 2026. Crown Bank reported 4.96% on net interest margin for Q2 2026, 1.01 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.65% |
| Yield on loans | 6.99% |
| Yield on securities | 3.83% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.15% |
| Cost of interest-bearing deposits | 2.83% |
| Cost of interest-bearing liabilities | 2.87% |
| Cost of borrowings | 4.04% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.96% |
| Yield to cost spread | 3.78% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $9.0M |
| Total interest expense | $2.4M |
| Interest expense on deposits | $2.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.43% | 1.86% | 4.95% | 6.67% | 3.29% |
| Q4 2023 | 6.57% | 2.09% | 4.93% | 6.77% | 3.75% |
| Q1 2024 | 6.50% | 2.50% | 4.48% | 6.73% | 3.63% |
| Q2 2024 | 6.26% | 2.58% | 4.22% | 6.41% | 3.88% |
| Q3 2024 | 7.04% | 2.51% | 4.97% | 7.26% | 3.83% |
| Q4 2024 | 6.83% | 2.48% | 4.86% | 7.08% | 3.80% |
| Q1 2025 | 7.16% | 2.50% | 5.15% | 7.59% | 3.83% |
| Q2 2025 | 7.26% | 2.46% | 5.30% | 7.80% | 3.85% |
| Q3 2025 | 8.12% | 2.44% | 6.19% | 8.75% | 3.81% |
| Q4 2025 | 6.47% | 2.40% | 4.58% | 6.96% | 3.83% |
| Q1 2026 | 6.38% | 2.21% | 4.65% | 6.85% | 3.74% |
| Q2 2026 | 6.65% | 2.15% | 4.96% | 6.99% | 3.83% |
Crown Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Crown Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Crown Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34259) · FFIEC NIC profile (RSSD 2686211)