Cusb Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.55 percentage points in Q2 2026, from 97.50% to 100.05%. It was the largest change from Q1 2026 among the key lines here. Cusb Bank ranks 61st of 225 Iowa banks on loan-to-deposit ratio, in the upper half at 91.97% (Q2 2026). Cusb Bank reported 91.97% on loan-to-deposit ratio for Q2 2026, 11.13 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $135.0M |
| Fed funds sold and reverse repos | $11.0M |
| Fed funds sold and reverse repos to assets | 1.35% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.97% |
| Net loans and leases to deposits | 90.69% |
| Loans and leases to core deposits | 100.05% |
| Core deposits to total deposits | 87.04% |
| Brokered deposits to total deposits | 4.89% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.57% | 83.04% | $0 | $34.5M |
| Q4 2023 | 90.78% | 84.06% | $25.0M | $16.0M |
| Q1 2024 | 92.94% | 86.04% | $0 | $47.0M |
| Q2 2024 | 94.71% | 87.02% | $0 | $57.0M |
| Q3 2024 | 93.43% | 84.28% | $0 | $57.0M |
| Q4 2024 | 89.96% | 82.74% | $0 | $18.0M |
| Q1 2025 | 87.16% | 82.21% | $0 | $0 |
| Q2 2025 | 91.99% | 85.86% | $0 | $15.0M |
| Q3 2025 | 87.46% | 81.16% | $0 | $0 |
| Q4 2025 | 89.16% | 83.59% | $0 | $0 |
| Q1 2026 | 89.75% | 85.20% | $0 | $0 |
| Q2 2026 | 91.97% | 87.04% | $0 | $12.0M |
Cusb Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Cusb Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Cusb Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18443) · FFIEC NIC profile (RSSD 900146)