Cusb Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Cusb Bank of Cresco, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.59% | 1.35% | +0.24% | 68th above |
| ROAE | 13.83% | 12.05% | +1.78% | 59th above |
| Net Interest Margin | 3.73% | 3.90% | -0.17% | 38th below |
| Efficiency Ratio | 52.97% | 63.15% | -10.18% | 75th top |
| PPNR / Avg Assets | 1.83% | 1.64% | +0.19% | 64th above |
| Yield on Earning Assets | 5.68% | 5.65% | +0.03% | 54th above |
| Cost of Funds | 2.20% | 1.85% | +0.35% | 26th below |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.33% | 3.35% | -0.02% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.79% | 0.92% | +0.87% | 15th bottom |
| NPA / Total Assets | 1.46% | 0.67% | +0.79% | 12th bottom |
| NCO / Avg Loans | 0.28% | 0.14% | +0.14% | 10th bottom |
| ACL / Total Loans | 1.40% | 1.28% | +0.12% | 71st above |
| ACL / NPLs (Coverage) | 77.98% | 1645.81% | -1567.83% | 21st bottom |
| Texas Ratio | 16.09% | 7.15% | +8.94% | 11th bottom |
| Provision / NCO | 121.56% | 1189.85% | -1068.29% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.27% | 12.46% | -0.19% | 68th above |
| Equity / Assets | 11.77% | 11.67% | +0.10% | 69th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.52% | 11.40% | -0.88% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.97% | 78.64% | +13.33% | 24th bottom |
| Core Deposit Ratio | 87.04% | 87.09% | -0.05% | 39th below |
| Wholesale Funding Ratio | 1.48% | 5.11% | -3.63% | 75th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.65% | 6.47% | -1.82% | 52nd above |
| Loan Growth (Y/Y) | 4.17% | 7.64% | -3.47% | 43rd below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.20% | 6.02% | -1.82% | 51st above |
See Cusb Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Cusb Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Cusb Bank profile, how to read a UBPR, or how this data updates.