Dime Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Dime Bank of Norwich, CT against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.06% | 1.46% | -0.40% | 34th below |
| ROAE | 9.65% | 12.72% | -3.07% | 29th below |
| Net Interest Margin | 3.28% | 3.85% | -0.57% | 25th below |
| Efficiency Ratio | 69.34% | 57.40% | +11.94% | 21st bottom |
| PPNR / Avg Assets | 1.08% | 1.88% | -0.80% | 19th bottom |
| Yield on Earning Assets | 4.82% | 5.72% | -0.90% | 14th bottom |
| Cost of Funds | 1.36% | 2.02% | -0.66% | 85th top |
| Net Interest Spread | 2.34% | 3.18% | -0.84% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 1.00% | -0.59% | 65th above |
| NPA / Total Assets | 0.32% | 0.76% | -0.44% | 63rd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.43% | -0.40% | 48th below |
| ACL / Total Loans | 0.96% | 1.31% | -0.35% | 26th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 235.12% | 543.50% | -308.38% | 61st above |
| Texas Ratio | 2.66% | 7.39% | -4.73% | 70th above |
| Provision / NCO | 64.13% | 618.91% | -554.78% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.18% | 17.34% | -2.16% | 72nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.18% | 17.37% | -2.19% | 72nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.14% | 18.42% | -2.28% | 70th above |
| Leverage Ratio | 11.76% | 11.44% | +0.32% | 74th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.32% | 11.33% | -0.01% | 65th above |
| TCE / Tangible Assets | 11.32% | 10.50% | +0.82% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.22% | 86.95% | +14.27% | 15th bottom |
| Core Deposit Ratio | 92.42% | 85.55% | +6.87% | 71st above |
| Uninsured Deposit Ratio | 25.96% | 33.13% | -7.17% | 69th above |
| Wholesale Funding Ratio | 10.51% | 5.70% | +4.81% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.75% | 9.68% | -7.93% | 26th below |
| Loan Growth (Y/Y) | 10.72% | 8.05% | +2.67% | 75th top |
| Deposit Growth (Y/Y) | 3.12% | 7.87% | -4.75% | 38th below |
See Dime Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Dime Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Dime Bank profile, how to read a UBPR, or how this data updates.