Dozier Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets rose 0.49 percentage points from Q1 2026 to Q2 2026, ending at 24.71% against 24.22%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 26.77% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $15.1M |
| Tier 1 capital | $15.1M |
| Total risk-based capital | — |
| Total equity capital | $13.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 24.71% |
| Tangible equity to tangible assets | 24.71% |
| Equity capital to average assets | 23.98% |
| Internal capital growth rate | 4.15% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $225K |
| Common stock surplus | $225K |
| Retained earnings | $14.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 26.21% | 21.52% | 21.52% |
| Q4 2023 | 25.73% | 21.72% | 21.72% |
| Q1 2024 | 25.28% | 21.79% | 21.79% |
| Q2 2024 | 25.07% | 21.94% | 21.94% |
| Q3 2024 | 25.31% | 22.89% | 22.89% |
| Q4 2024 | 25.46% | 22.38% | 22.38% |
| Q1 2025 | 25.54% | 22.64% | 22.64% |
| Q2 2025 | 25.86% | 22.81% | 22.81% |
| Q3 2025 | 26.27% | 24.54% | 24.54% |
| Q4 2025 | 26.73% | 24.38% | 24.38% |
| Q1 2026 | 26.66% | 24.22% | 24.22% |
| Q2 2026 | 26.77% | 24.71% | 24.71% |
Dozier Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Dozier Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dozier Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2794) · FFIEC NIC profile (RSSD 496434)