Eastbank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 162.2% higher than in Q1 2026, at $12.3M. Within New York, Eastbank, N.A. is 23rd of 105 on loan-to-deposit ratio, 96.74% as of Q2 2026, above the middle of the field. Eastbank, N.A. reported 96.74% on loan-to-deposit ratio for Q2 2026, 15.90 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $45.5M |
| Fed funds sold and reverse repos | $199K |
| Fed funds sold and reverse repos to assets | 0.13% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $12.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.03% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.74% |
| Net loans and leases to deposits | 94.27% |
| Loans and leases to core deposits | 106.35% |
| Core deposits to total deposits | 90.97% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.22% | 93.58% | $0 | $7.3M |
| Q4 2023 | 79.90% | 93.44% | $0 | $7.1M |
| Q1 2024 | 80.61% | 93.18% | $0 | $6.8M |
| Q2 2024 | 86.46% | 93.04% | $0 | $6.6M |
| Q3 2024 | 81.43% | 92.82% | $0 | $6.3M |
| Q4 2024 | 78.49% | 91.59% | $0 | $6.0M |
| Q1 2025 | 84.14% | 91.64% | $0 | $5.8M |
| Q2 2025 | 88.84% | 92.15% | $0 | $5.5M |
| Q3 2025 | 85.34% | 91.98% | $0 | $5.2M |
| Q4 2025 | 89.11% | 91.36% | $0 | $5.0M |
| Q1 2026 | 91.15% | 90.46% | $0 | $4.7M |
| Q2 2026 | 96.74% | 90.97% | $0 | $12.3M |
Eastbank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Eastbank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eastbank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 25749) · FFIEC NIC profile (RSSD 98717)