Eastbank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Eastbank, N.A. of New York, NY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 1.35% | -0.88% | 12th bottom |
| ROAE | 2.09% | 13.32% | -11.23% | 7th bottom |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 45th below |
| Efficiency Ratio | 82.01% | 61.13% | +20.88% | 12th bottom |
| PPNR / Avg Assets | 0.69% | 1.68% | -0.99% | 12th bottom |
| Yield on Earning Assets | 6.01% | 5.67% | +0.34% | 69th above |
| Cost of Funds | 2.74% | 1.88% | +0.86% | 10th bottom |
| Net Interest Spread | 2.64% | 3.32% | -0.68% | 18th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 2.55% | 1.28% | +1.27% | 97th top |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 29.85% | 19.48% | +10.37% | 93rd top |
| Tier 1 Ratio | 29.85% | 19.52% | +10.33% | 93rd top |
| Total Capital Ratio | 31.11% | 20.60% | +10.51% | 93rd top |
| Leverage Ratio | 22.99% | 12.14% | +10.85% | 97th top |
| Equity / Assets | 22.89% | 11.36% | +11.53% | 97th top |
| TCE / Tangible Assets | 22.89% | 11.08% | +11.81% | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.74% | 80.66% | +16.08% | 16th bottom |
| Core Deposit Ratio | 90.97% | 86.85% | +4.12% | 61st above |
| Wholesale Funding Ratio | 8.03% | 5.03% | +3.00% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.95% | 6.84% | +0.11% | 69th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.85% | 7.92% | -1.07% | 59th above |
| Deposit Growth (Y/Y) | -1.87% | 6.29% | -8.16% | 14th bottom |
See Eastbank, N.A.'s peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Eastbank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Eastbank, N.A. profile, how to read a UBPR, or how this data updates.