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Elderton State Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Brokered deposits: 59.0% lower than in Q1 2026, at $2.0M. Elderton State Bank ranks 76th of 109 Pennsylvania banks on total deposits, in the lower half at $359.6M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Elderton State Bank sits 30% higher, at $359.6M (Q2 2026).

Deposit totals

Deposit totals for Elderton State Bank, Q2 2026
Line item Q2 2026
Total deposits $359.6M
Domestic office deposits $359.6M
Foreign office deposits —
Deposits to total assets 77.32%
Deposits to total liabilities 87.58%

Deposit composition

Deposit composition for Elderton State Bank, Q2 2026
Line item Q2 2026
Demand deposits $50.9M
Savings deposits $79.2M
Transaction accounts to domestic deposits 24.24%
Time deposits $54K
Time deposits under $100k $78.4M
Time deposits $100k to $250k $65.1M
Time deposits over $250k $49.8M
Noninterest-bearing share of deposits 14.15%

Stability of funding

Stability of funding for Elderton State Bank, Q2 2026
Line item Q2 2026
Core deposits $309.8M
Core deposits to total deposits 86.14%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $2.0M
Brokered deposits to total deposits 0.56%

Cost of deposits

Cost of deposits for Elderton State Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.66%
Interest expense on deposits $2.1M
Loans and leases to core deposits 127.09%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Elderton State Bank, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $290.6M 91.23% 2.79% 2.09%
Q4 2023 $303.4M 90.26% 2.71% 2.44%
Q1 2024 $306.7M 89.69% 2.72% 2.66%
Q2 2024 $306.7M 89.92% 2.75% 2.82%
Q3 2024 $310.7M 87.87% 2.76% 2.99%
Q4 2024 $318.9M 87.16% 2.72% 3.05%
Q1 2025 $328.9M 86.86% 2.67% 2.94%
Q2 2025 $333.9M 87.05% 2.41% 2.91%
Q3 2025 $335.4M 88.19% 2.39% 2.84%
Q4 2025 $345.0M 87.07% 2.33% 2.84%
Q1 2026 $357.3M 86.90% 1.38% 2.65%
Q2 2026 $359.6M 86.14% 0.56% 2.66%

Elderton State Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Elderton State Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 12985) · FFIEC NIC profile (RSSD 282824)