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Emigrant Mercantile Bank: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

In Q2 2026, Retained earnings edged up by 0.7%, from -$1.0M to -$1.0M, the largest move among the key lines here. Emigrant Mercantile Bank has the 1st lowest total assets of the 105 banks headquartered in New York, at $3.5M as of Q2 2026. Emigrant Mercantile Bank's total assets of $3.5M is well below the $64.7M median for banks in the < $100M asset tier, a gap of 95% (Q2 2026).

Assets

Assets for Emigrant Mercantile Bank, Q2 2026
Line item Q2 2026
Total assets $3.5M
Cash and balances due from depository institutions $3.5M
Total securities $0
Fed funds sold and reverse repos $0
Net loans and leases $0
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $0
Other real estate owned $0
Goodwill and other intangibles $0
All other assets $0

Liabilities

Liabilities for Emigrant Mercantile Bank, Q2 2026
Line item Q2 2026
Total liabilities $501K
Total deposits $500K
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $1K

Equity capital

Equity capital for Emigrant Mercantile Bank, Q2 2026
Line item Q2 2026
Total equity capital $3.0M
Common stock $1.0M
Common stock surplus $3.0M
Retained earnings -$1.0M
Preferred stock and surplus $0
Accumulated other comprehensive income $0
Total liabilities and equity capital $3.5M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, Emigrant Mercantile Bank, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $3.4M $523K $0 $0 $3.4M
Q4 2023 $3.4M $511K $0 $0 $3.4M
Q1 2024 $3.5M $516K $0 $0 $3.5M
Q2 2024 $3.5M $524K $0 $0 $3.5M
Q3 2024 $3.5M $528K $0 $0 $3.5M
Q4 2024 $3.5M $534K $0 $0 $3.5M
Q1 2025 $3.5M $506K $0 $0 $3.5M
Q2 2025 $3.5M $520K $0 $0 $3.5M
Q3 2025 $3.5M $511K $0 $0 $3.5M
Q4 2025 $3.5M $508K $0 $0 $3.5M
Q1 2026 $3.5M $509K $0 $0 $3.5M
Q2 2026 $3.5M $501K $0 $0 $3.5M

Emigrant Mercantile Bank balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Emigrant Mercantile Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57834) · FFIEC NIC profile (RSSD 3268173)