Everett Co-Operative Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Everett Co-Operative Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $1.22B in Q3 2026, up 9.0% from $1.12B in Q3 2025. That is 72.2% of its total assets. Across the 12 quarters shown it ranged from $886.1M (Q4 2023) to $1.22B (Q3 2026).
Loans and leases to core deposits climbed 8.11 percentage points in Q3 2026, from 166.69% to 174.80%. It was the largest change from Q2 2026 among the key lines here. Everett Co-Operative Bank ranks 37th of 89 Massachusetts banks on total deposits, in the upper half at $1.22B (Q3 2026). The median for banks in the $1B-10B asset tier is $1.68B on total deposits. Everett Co-Operative Bank sits 27% lower, at $1.22B (Q3 2026).
Deposit totals
Deposits to total liabilities changed the most here, up 0.33 points to 80.10% in Q3 2026 from 79.77% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $1.22B |
| Domestic office deposits | $1.22B |
| Foreign office deposits | — |
| Deposits to total assets | 72.16% |
| Deposits to total liabilities | 80.10% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Time deposits to total deposits changed the most here, down 2.83 points to 61.12% in Q3 2026 from 63.95% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $94.9M |
| Savings deposits | $78.6M |
| Transaction accounts to domestic deposits | 9.20% |
| Time deposits to total deposits | 61.12% |
| Time deposits under $100k | $171.4M |
| Time deposits $100k to $250k | $188.2M |
| Time deposits over $250k | $386.9M |
| Noninterest-bearing share of deposits | 7.55% |
Stability of funding
Uninsured deposits to total deposits changed the most here, up 4.28 points to 45.69% in Q3 2026 from 41.41% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Core deposits | $752.3M |
| Core deposits to total deposits | 61.59% |
| Insured deposits | $663.9M |
| Uninsured deposits | $558.2M |
| Uninsured deposits to total deposits | 45.69% |
| Brokered deposits | $82.3M |
| Brokered deposits to total deposits | 6.74% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.32% |
| Interest expense on deposits | $9.3M |
| Loans and leases to core deposits | 174.80% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $886.1M | 64.75% | — | 13.04% | 3.43% |
| Q1 2024 | $919.1M | 62.40% | 35.55% | 13.66% | 3.68% |
| Q2 2024 | $949.6M | 61.93% | 36.12% | 13.22% | 3.84% |
| Q3 2024 | $960.5M | 61.63% | 35.53% | 13.07% | 4.03% |
| Q4 2024 | $1.01B | 62.20% | 37.60% | 12.38% | 3.97% |
| Q1 2025 | $1.05B | 61.80% | 37.97% | 12.73% | 3.75% |
| Q2 2025 | $1.08B | 62.41% | 38.49% | 11.46% | 3.74% |
| Q3 2025 | $1.12B | 60.36% | 38.71% | 11.95% | 3.78% |
| Q4 2025 | $1.14B | 59.08% | 38.92% | 11.71% | 3.65% |
| Q1 2026 | $1.21B | 57.87% | 39.27% | 12.57% | 3.37% |
| Q2 2026 | $1.20B | 59.38% | 41.41% | 10.58% | 3.41% |
| Q3 2026 | $1.22B | 61.59% | 45.69% | 6.74% | 3.32% |
Everett Co-Operative Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Everett Co-Operative Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 26444) · FFIEC NIC profile (RSSD 952172)