Exchange Bank of Missouri: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 3.66 percentage points in Q2 2026, from 11.91% to 15.57%. It was the largest change from Q1 2026 among the key lines here. Exchange Bank of Missouri ranks 74th of 192 Missouri banks on total deposits, in the upper half at $409.7M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Exchange Bank of Missouri sits 48% higher, at $409.7M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $409.7M |
| Domestic office deposits | $409.7M |
| Foreign office deposits | — |
| Deposits to total assets | 90.28% |
| Deposits to total liabilities | 99.44% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $63.8M |
| Savings deposits | $20.2M |
| Transaction accounts to domestic deposits | 31.90% |
| Time deposits | $41K |
| Time deposits under $100k | $55.3M |
| Time deposits $100k to $250k | $65.1M |
| Time deposits over $250k | $46.2M |
| Noninterest-bearing share of deposits | 15.57% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $363.5M |
| Core deposits to total deposits | 88.71% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.26% |
| Interest expense on deposits | $2.9M |
| Loans and leases to core deposits | 95.74% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $310.3M | 93.01% | 0.00% | 2.89% |
| Q4 2023 | $316.4M | 92.86% | 0.00% | 3.19% |
| Q1 2024 | $330.7M | 90.85% | 0.00% | 3.48% |
| Q2 2024 | $329.5M | 89.33% | 0.00% | 3.63% |
| Q3 2024 | $351.5M | 88.60% | 0.00% | 3.73% |
| Q4 2024 | $358.8M | 87.09% | 0.00% | 3.75% |
| Q1 2025 | $363.9M | 88.18% | 0.00% | 3.50% |
| Q2 2025 | $366.6M | 88.03% | 0.00% | 3.52% |
| Q3 2025 | $376.1M | 88.17% | 0.00% | 3.47% |
| Q4 2025 | $390.3M | 88.26% | 0.00% | 3.27% |
| Q1 2026 | $403.0M | 87.86% | 0.00% | 3.20% |
| Q2 2026 | $409.7M | 88.71% | 0.00% | 3.26% |
Exchange Bank of Missouri deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Exchange Bank of Missouri, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Exchange Bank of Missouri profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1616) · FFIEC NIC profile (RSSD 686459)