Branch Network
Extraco Banks, N.A. Locations & Branches Temple, Texas
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Extraco Banks, N.A. operates 16 branches from its headquarters in Temple, TX, .
Extraco Banks, N.A. branch network
All 16 branches are in TEXAS, across 11 cities. Temple, TX has the most of its branches, 4. Its largest office by deposits is the WacoNorth Valley Mills Branch office in Waco, TX, with $587.3M (28.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Extraco Banks, N.A. at a glance
Its CET1 capital ratio was 15.88% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.57B
- CET1 ratio, Q2 2026
- 15.88%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1933
Full financial profile · Is Extraco Banks, N.A. safe? · Extraco Banks, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Temple, TX (4 branches) | 1 of 13 | 27.4% | $626.3M |
| State: TX (16 branches) | 65 of 441 | 0.1% | $2.09B |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Extraco Banks, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Bell, TX (7 branches) | 2 of 19 | 17.8% | $955.5M | $5.38B |
| Mclennan, TX (3 branches) | 5 of 22 | 8.1% | $663.5M | $8.23B |
| Brazos, TX (2 branches) | 10 of 24 | 3.1% | $244.8M | $7.88B |
| Coryell, TX (2 branches) | 4 of 6 | 15.0% | $169.8M | $1.13B |
| Hamilton, TX (1 branch) | 4 of 4 | 11.9% | $31.1M | $260.5M |
| Williamson, TX (1 branch) | 32 of 39 | 0.2% | $29.7M | $12.96B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Killeen-Temple, TX (9 branches) | 3 of 23 | 16.1% | $1.13B | $6.99B |
| Waco, TX (3 branches) | 5 of 26 | 7.8% | $663.5M | $8.51B |
| College Station-Bryan, TX (2 branches) | 12 of 26 | 2.7% | $244.8M | $9.08B |
| Austin-Round Rock-Georgetown, TX (1 branch) | 66 of 73 | <0.1% | $29.7M | $70.41B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| WacoNorth Valley Mills Branch | Waco, TX | 76710 | $587.3M |
| Extraco Banks, N.A. (main office) | Temple, TX | 76502 | $527.4M |
| College Station Branch | College Station, TX | 77845 | $186.4M |
| Harker Heights Branch | Harker Heights, TX | 76548 | $149.6M |
| Gatesville Branch | Gatesville, TX | 76528 | $131.1M |
| Belton Branch | Belton, TX | 76513 | $108.8M |
| DT Temple Branch | Temple, TX | 76501 | $98.9M |
| Killeen Branch | Killeen, TX | 76541 | $70.9M |
| Midway Branch | Waco, TX | 76712 | $68.4M |
| Bryan Branch | Bryan, TX | 77802 | $58.3M |
| Copperas Cove Branch | Copperas Cove, TX | 76522 | $38.7M |
| Hamilton Branch | Hamilton, TX | 76531 | $31.1M |
| Georgetown Branch | Georgetown, TX | 78628 | $29.7M |
| Downtown Waco Branch | Waco, TX | 76706 | $7.7M |
| First National Bank of Temple-Mobile Branch | Temple, TX | 76501 | $0 |
| First National Bank of Temple-Mobile Branch | Temple, TX | 76502 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5551) · FFIEC NIC profile (RSSD 537560)