Bank call report · Temple, TX
Extraco Banks, N.A. Call Report
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Extraco Banks, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 469 reported line items, schedule by schedule (953 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 537560 |
| FDIC certificate number | 5551 |
| Total assets | $2.57B |
Official Q2 2026 call report PDF (FFIEC) →
Extraco Banks, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · Extraco Banks, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.57B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.57B |
| Total Liabilities and Minority Interest | RCON2948 | $2.36B |
| Total Deposits | RCON2200 | $2.09B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.78B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.34B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.31B |
| Held-to-maturity Securities, Total | RCON1754 | $507.4M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $507.4M |
| Interest-bearing Balances | RCON0071 | $393.1M |
| Deposits: Noninterest-bearing | RCON6631 | $316.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $220.3M |
| Total Equity Capital | RCON3210 | $217.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $217.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $182.8M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $132.4M |
| Other Borrowed Money | RCON3190 | $115.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $50.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $50.4M |
| Other Assets | RCON2160 | $34.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $32.3M |
| Surplus | RCON3839 | $29.4M |
| Other Liabilities, Total | RCON2930 | $15.9M |
| Loans and Leases Held for Sale | RCON5369 | $5.5M |
| Common Stock | RCON3230 | $3.8M |
| Accumulated Other Comprehensive Income | RCONB530 | $1.4M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $1.3M |
Schedule RI: Income Statement (48 items)
About Schedule RI · Extraco Banks, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $57.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $38.3M |
| Net Interest Income | RIAD4074 | $33.6M |
| Total Noninterest Expense | RIAD4093 | $32.5M |
| Total Interest Expense | RIAD4073 | $23.4M |
| Salaries and Employee Benefits | RIAD4135 | $18.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $15.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $15.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $12.7M |
| Interest on Other Securities | RIAD4060 | $11.9M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $11.9M |
| Other Noninterest Expense | RIAD4092 | $10.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $9.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $9.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $9.8M |
| Net Income (Loss) | RIAD4340 | $9.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $9.8M |
| Total Noninterest Income | RIAD4079 | $9.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5.6M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $4.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.7M |
| Other Noninterest Income | RIADB497 | $3.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.3M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $2.9M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.1M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $896K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $721K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $579K |
| Provision for Loan and Lease Losses | RIAD4230 | $560K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $510K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $506K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $498K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $446K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $439K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $423K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $415K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $324K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $215K |
| Other Interest Income | RIAD4518 | $209K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $169K |
| Fees and Commissions from Annuity Sales | RIADC887 | $95K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$88K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $42K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 310 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $444.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $393.1M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $30.2M |
| Currency and Coin | RCON0080 | $15.0M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $5.8M |
Schedule RC-B: Securities (32 items)
About Schedule RC-B · Extraco Banks, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $176K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $175K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $5.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $5.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $62K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $62K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $577.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $503.0M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $492.2M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $487.7M |
| Pledged Securities | RCON0416 | $368.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $219.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $211.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $210.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $65.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $35.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $26.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $15.7M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $15.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $11.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $7.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $4.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $2.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $829K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $793K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $540K |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $422K |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $420K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $267K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $167K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · Extraco Banks, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.35B |
| Pledged Loans and Leases | RCONG378 | $1.35B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $581.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $328.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $226.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $225.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $196.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $191.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $177.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $165.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $158.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $143.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $143.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $121.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $105.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $80.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $73.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $53.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $38.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $34.8M |
| Commercial and Industrial Loans | RCON1766 | $33.1M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $33.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $23.9M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $15.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $15.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $12.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $8.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $5.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $158K |
| Other Loans | RCONJ464 | $158K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $100K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $52.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $11.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $7.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $3.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $946K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $514K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $454K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $247K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $97K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 214 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 132 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 65 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 51 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 49 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 33 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 23 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 12 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 10 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 7 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 5 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · Extraco Banks, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.86B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.74B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.50B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $441.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $334.2M |
| Total Transaction Accounts | RCON2215 | $237.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $194.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $160.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $125.1M |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $124.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $123.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $117.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $117.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $103.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $98.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $91.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $76.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $58.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $54.0M |
| Total reciprocal deposits | RCONJH83 | $50.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $48.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $48.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $40.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $39.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $36.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $30.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $22.1M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $19.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $18.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $8.6M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $6.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $3.6M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $627K |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $497K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $12.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $12.4M |
| Other Assets | RCON2168 | $9.7M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $5.1M |
| Prepaid Expenses | RCON2166 | $3.4M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $7.1M |
| Operating lease liabilities | RCONLB56 | $6.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $4.7M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.8M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $249K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Extraco Banks, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.49B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.57B |
| Quarterly Average of Total Loans | RCON3360 | $1.34B |
| All Other Securities | RCONB560 | $693.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $575.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $474.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $346.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $209.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $198.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $125.6M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $112.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $94.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $74.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $33.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $32.1M |
| Mortgage-backed Securities | RCONB559 | $13.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (18 items)
About Schedule RC-L · Extraco Banks, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $463.0M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $340.0M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $120.5M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $120.5M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $100.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $66.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $59.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $38.6M |
| Interest Rate Forward Contracts | RCON8697 | $18.8M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $5.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $5.0M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $4.2M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $3.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $3.3M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $460K |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $210K |
| Performance Standby Letters of Credit | RCON3821 | $210K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $3K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Extraco Banks, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $95.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $20.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $20.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $242K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Extraco Banks, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $7.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $6.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $568K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $568K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $498K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $237K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $168K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Extraco Banks, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.49B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.10B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.09B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $989.1M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $401.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $215.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $17.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $2.1M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 55,210 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,231 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 810 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $12.3M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $9.9M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $5.5M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $379K |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $299K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $226.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $226.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $221.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $221.6M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $5.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $5.1M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $5.1M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $5.1M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Extraco Banks, N.A. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Extraco Banks, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.49B |
| Average total consolidated assets | RCOAKW03 | $2.49B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $1.36B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $233.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $217.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $215.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $215.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $215.9M |
| Retained Earnings | RCOAKW00 | $182.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $33.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $17.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $17.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $17.2M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $2.4M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$1.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | $1.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $725K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1714 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1588 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1588 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0914 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0867 |
Schedule RC-R, Part II: Risk-Weighted Assets (71 items)
About Schedule RC-R, Part II · Extraco Banks, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $1.38B |
| Total Risk-weighted Assets | RCONG641 | $1.36B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $839.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $839.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $823.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $796.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $749.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $713.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $707.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $702.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $686.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $593.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $590.5M |
| Total Held-to-maturity Securities | RCOND961 | $507.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $447.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $444.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $421.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $418.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $408.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $353.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $240.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $221.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $212.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $164.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $132.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $132.4M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $132.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $118.8M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $115.3M |
| Total All Other Assets | RCOND981 | $85.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $72.8M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $61.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $37.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $36.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$33.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $29.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $26.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $19.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $18.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $18.5M |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $18.0M |
| Repo-style Transactions - 50 Pct Risk Weight Category | RCONS521 | $17.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $6.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.6M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $6.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS417 | $5.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $5.5M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $5.1M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $5.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $4.5M |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $4.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $4.5M |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $4.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $3.8M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $3.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $3.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $3.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $3.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $2.5M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$1.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $1.7M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $1.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $991K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | $724K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $210K |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $186K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $176K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $105K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $105K |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $37K |
Schedule RC-T: Fiduciary and Related Services (43 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $842.1M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $386.1M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $289.4M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $209.9M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $196.9M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $148.5M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $89.2M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $89.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $43.6M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $36.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $33.9M |
| Total Collective Investment Funds - Market Value of Fund Assets | RCONB946 | $32.8M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $26.9M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $10.3M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $6.9M |
| Income from Fiduciary Activities | RIAD4070 | $3.0M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.4M |
| Personal Trust and Agency Accounts | RIADB904 | $1.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $870K |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $421K |
| Other Retirement Accounts | RIADB907 | $323K |
| Custody and Safekeeping Accounts | RIADB909 | $176K |
| Employee Benefit-defined Contribution | RIADB905 | $170K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $159K |
| Employee Benefit-defined Benefit | RIADB906 | $19K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 772 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 293 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 223 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 223 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 207 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 199 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 135 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 53 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 46 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 18 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 16 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 14 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 10 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 4 |
| Total Collective Investment Funds - Number of Funds | RCONB945 | 3 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 1 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $217.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $207.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $207.4M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $4.0M |
| Other Comprehensive Income | RIADB511 | $3.8M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $130K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · Extraco Banks, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $379K |
| Charge-offs on Automobile Loans | RIADK129 | $183K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $105K |
| Charge-offs on All Other Loans | RIAD4644 | $91K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $86K |
| Recoveries on Automobile Loans | RIADK133 | $58K |
| Recoveries on All Other Loans | RIAD4628 | $23K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · Extraco Banks, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $32.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $32.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $379K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $71K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $68K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$51K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$3K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.34B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $582.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $378.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $210.2M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $104.3M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $67.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $32.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $22.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $2.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.3M |
| Held to Maturity Securities, Other debt securities | RCONJJ24 | $69K |
| Held to Maturity Securities, Total | RCONJJ25 | $69K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.4M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.1M |
| Consulting and Advisory Expense | RIADF557 | $1.7M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $411K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $325K |
Extraco Banks, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Extraco Banks, N.A. call report?
The Extraco Banks, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Extraco Banks, N.A. file?
Extraco Banks, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Extraco Banks, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Extraco Banks, N.A. has Federal Reserve RSSD ID 537560 and FDIC certificate number 5551. Either one finds its filings on the FFIEC Central Data Repository.
How often does Extraco Banks, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Extraco Banks, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 5551) · FFIEC NIC profile (RSSD 537560)