Bank call report · Wichita Falls, TX
American National Bank & Trust Call Report
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American National Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 469 reported line items, schedule by schedule (967 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 498362 |
| FDIC certificate number | 22373 |
| Total assets | $2.54B |
Official Q2 2026 call report PDF (FFIEC) →
American National Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · American National Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.54B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.54B |
| Total Liabilities and Minority Interest | RCON2948 | $2.28B |
| Total Deposits | RCON2200 | $2.25B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.92B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $1.91B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $1.89B |
| Interest-bearing Balances | RCON0071 | $353.5M |
| Deposits: Noninterest-bearing | RCON6631 | $330.2M |
| Total Equity Capital | RCON3210 | $257.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $257.5M |
| Undivided Profits and Capital Reserves | RCON3632 | $165.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $140.9M |
| Surplus | RCON3839 | $92.1M |
| Other Assets | RCON2160 | $65.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $55.3M |
| Other Liabilities, Total | RCON2930 | $31.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $20.9M |
| Loans and Leases Held for Sale | RCON5369 | $18.5M |
| Intangible Assets | RCON2143 | $6.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Goodwill | RCON3163 | $4.2M |
| Other Real Estate Owned | RCON2150 | $3.3M |
| Common Stock | RCON3230 | $1.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.7M |
Schedule RI: Income Statement (49 items)
About Schedule RI · American National Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $70.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $60.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $40.3M |
| Net Interest Income | RIAD4074 | $38.4M |
| Total Noninterest Expense | RIAD4093 | $36.6M |
| Total Interest Expense | RIAD4073 | $31.9M |
| Salaries and Employee Benefits | RIAD4135 | $23.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $15.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $15.2M |
| Total Noninterest Income | RIAD4079 | $15.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $13.3M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $12.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $12.2M |
| Net Income (Loss) | RIAD4340 | $12.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $12.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $10.7M |
| Other Noninterest Expense | RIAD4092 | $10.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $7.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $5.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.5M |
| Applicable Income Taxes | RIAD4302 | $2.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.8M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $2.6M |
| Other Noninterest Income | RIADB497 | $2.5M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2.2M |
| Income from Lease Financing Receivables | RIAD4065 | $1.8M |
| Provision for Loan and Lease Losses | RIAD4230 | $1.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $1.8M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $1.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.1M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $731K |
| Interest on Other Securities | RIAD4060 | $708K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $697K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $568K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $328K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $305K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $286K |
| Net Servicing Fees | RIADB492 | $242K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $125K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $97K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $96K |
| Other Interest Income | RIAD4518 | $84K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $48K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $42K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$10K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $10K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $3K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 334 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $358.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $202.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $151.1M |
| Currency and Coin | RCON0080 | $3.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $411K |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · American National Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $15.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $15.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $14.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $13.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $143.1M |
| Pledged Securities | RCON0416 | $117.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $58.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $57.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $31.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $30.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $29.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $23.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $19.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $19.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $18.7M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $17.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $17.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $15.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $14.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $14.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $9.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $5.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $21K |
Schedule RC-C, Part I: Loans and Leases (39 items)
About Schedule RC-C, Part I · American National Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $1.93B |
| Pledged Loans and Leases | RCONG378 | $1.62B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $709.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $474.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $461.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $385.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $374.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $348.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $328.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $212.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $180.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $173.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $148.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $117.3M |
| Commercial and Industrial Loans | RCON1766 | $98.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $98.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $80.2M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $78.1M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $60.8M |
| All Other Lease Financing Receivables | RCONF163 | $59.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $56.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $43.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $41.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $41.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $29.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $19.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $17.7M |
| Other Loans | RCONJ464 | $15.9M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $15.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $11.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $9.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $4.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $925K |
| Leases to Individuals for Household, Family, and Other Personal Expenditures (I.e. Consumer Leases) | RCONF162 | $888K |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $322K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $95K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $40K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $40K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $56.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $25.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $9.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $7.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $7.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $6.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $599K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $536K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $389K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 478 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 119 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 77 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 69 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 52 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 43 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 32 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 23 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 11 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 5 |
Schedule RC-E: Deposit Liabilities (37 items)
About Schedule RC-E · American National Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.83B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.04B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $828.9M |
| Total reciprocal deposits | RCONJH83 | $714.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $548.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $494.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $452.4M |
| Total Transaction Accounts | RCON2215 | $420.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $391.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $380.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $351.0M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $330.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $328.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $325.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $258.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $258.9M |
| Total Brokered Deposits | RCON2365 | $258.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $241.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $241.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $235.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $226.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $222.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $124.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $109.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $77.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $63.0M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $53.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $45.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $38.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $29.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $29.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $29.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $21.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $19.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $2.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $622K |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $290K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $38.7M |
| Accrued Interest Receivable | RCONB556 | $8.7M |
| Other Assets | RCON2168 | $7.9M |
| Net Deferred Tax Assets | RCON2148 | $5.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.9M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $449K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $17.4M |
| Deferred Compensation Liabilities | RCONC011 | $9.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $8.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $4.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.4M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $29K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · American National Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.52B |
| Quarterly Average of Total Loans | RCON3360 | $1.89B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.29B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $864.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $569.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $383.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $376.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $347.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $95.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $92.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $69.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $57.8M |
| All Other Securities | RCONB560 | $34.8M |
| Mortgage-backed Securities | RCONB559 | $33.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $13.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (12 items)
About Schedule RC-L · American National Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $119.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $65.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $50.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $35.6M |
| Interest Rate Forward Contracts | RCON8697 | $19.2M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $16.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $12.9M |
| Performance Standby Letters of Credit | RCON3821 | $10.5M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $8.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $667K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $449K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $29K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · American National Bank & Trust memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $27.7M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $3.3M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $2.9M |
| Mortgage Servicing Assets | RCON3164 | $2.4M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 6 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (23 items)
About Schedule RC-N · American National Bank & Trust past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $17.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $15.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $10.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $9.4M |
| Additions to Nonaccrual Assets | RCONC410 | $4.0M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $3.1M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $2.2M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $1.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $1.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.4M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.1M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $596K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $489K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $443K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $427K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $427K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $348K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $247K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $236K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $80K |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $74K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · American National Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.52B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.25B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.23B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $999.1M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $883.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $253.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $22.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.8M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 17,550 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 826 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 474 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 17 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $71.3M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $62.8M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $18.5M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $1.6M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $1.5M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $18.5M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $18.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $159.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $159.4M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $140.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $140.9M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $18.5M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $18.1M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · American National Bank & Trust regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.02B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · American National Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $2.52B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.51B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.02B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $278.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $257.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $255.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $255.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $255.8M |
| Retained Earnings | RCOAKW00 | $165.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $93.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $22.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $22.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $22.3M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $3.3M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $3.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1377 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1266 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1266 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1018 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0577 |
Schedule RC-R, Part II: Risk-Weighted Assets (61 items)
About Schedule RC-R, Part II · American National Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.02B |
| Total Risk-weighted Assets | RCONG641 | $2.02B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.73B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.73B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.68B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.52B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.50B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $358.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $343.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $322.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $322.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $303.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $258.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $257.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $249.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $249.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $248.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $209.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $161.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $148.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $140.9M |
| Total All Other Assets | RCOND981 | $131.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $118.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $94.2M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $70.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $51.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $49.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $48.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $47.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $47.0M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $40.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $40.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $39.0M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $30.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $18.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $18.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$18.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $17.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $11.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $10.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $6.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $6.9M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $6.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $5.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $5.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $5.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $4.7M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.4M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $2.4M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $2.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $2.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $933K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $497K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $465K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $449K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $449K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $449K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $449K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $4K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $333.1M |
Schedule RC-T: Fiduciary and Related Services (40 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.22B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $1.08B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $725.2M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $607.4M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $476.7M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $390.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $228.7M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $145.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $123.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $40.9M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $35.0M |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $26.1M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $22.7M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $22.2M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $19.6M |
| Income from Fiduciary Activities | RIAD4070 | $8.7M |
| Personal Trust and Agency Accounts | RIADB904 | $5.0M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $3.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.8M |
| All Other Fiduciary Income | RIADA480 | $691K |
| Other Retirement Accounts | RIADB907 | $661K |
| Custody and Safekeeping Accounts | RIADB909 | $353K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $78K |
| Employee Benefit-defined Contribution | RIADB905 | $61K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,642 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 639 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 511 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 418 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 295 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 140 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 134 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 93 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 78 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 51 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 29 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 20 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 5 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 4 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 3 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 3 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $257.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $247.7M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $247.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $2.1M |
| Other Comprehensive Income | RIADB511 | -$325K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · American National Bank & Trust charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $78K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $47K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $41K |
| Charge-offs on Automobile Loans | RIADK129 | $40K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $38K |
| Recoveries on Automobile Loans | RIADK133 | $6K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · American National Bank & Trust changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $20.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $19.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $78K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.91B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.01B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $338.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $292.8M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $257.1M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $20.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $12.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $10.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $3.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.8M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $223K |
Schedule RI-E: Explanations (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data Processing Expenses | RIADC017 | $3.4M |
| Directors' Fees | RIAD4136 | $600K |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $540K |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $540K |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $508K |
| Consulting and Advisory Expense | RIADF557 | $434K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $400K |
| Accounting and Auditing Expenses | RIADF556 | $345K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $249K |
| Marketing and Other Professional Services | RIAD0497 | $210K |
| Telecommunications Expense | RIADF559 | $210K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $172K |
| Printing, Stationery, and Supplies | RIADC018 | $132K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $117K |
| Legal Expense | RIAD4141 | $102K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $67K |
| Safe Deposit Box Rent | RIADC015 | $18K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $5K |
American National Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the American National Bank & Trust call report?
The American National Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does American National Bank & Trust file?
American National Bank & Trust files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the American National Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: American National Bank & Trust has Federal Reserve RSSD ID 498362 and FDIC certificate number 22373. Either one finds its filings on the FFIEC Central Data Repository.
How often does American National Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
American National Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22373) · FFIEC NIC profile (RSSD 498362)