Farmers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers Bank of Parsons, TN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.24% | 3.14% | -2.90% | 18th bottom |
| ROAE | 2.71% | 10.44% | -7.73% | 22nd bottom |
| Net Interest Margin | 5.56% | 3.93% | +1.63% | 95th top |
| Efficiency Ratio | 87.28% | 76.27% | +11.01% | 21st bottom |
| PPNR / Avg Assets | 0.74% | 1.40% | -0.66% | 28th below |
| Yield on Earning Assets | 8.37% | 5.34% | +3.03% | 99th top |
| Cost of Funds | 3.06% | 1.70% | +1.36% | 7th bottom |
| Net Interest Spread | 4.75% | 3.31% | +1.44% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.37% | 0.71% | -0.34% | 38th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.06% | 1.49% | -0.43% | 35th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.48% | 8.25% | -1.77% | 29th below |
| Provision / NCO | 10700.00% | 247.87% | +10452.13% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.06% | 17.63% | -8.57% | 10th bottom |
| Equity / Assets | 8.73% | 16.44% | -7.71% | 14th bottom |
| TCE / Tangible Assets | 8.73% | 16.19% | -7.46% | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.11% | 72.78% | +17.33% | 19th bottom |
| Core Deposit Ratio | 77.92% | 88.24% | -10.32% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 32.31% | 4.23% | +28.08% | 98th top |
| Loan Growth (Y/Y) | 32.87% | 6.65% | +26.22% | 95th top |
| Deposit Growth (Y/Y) | 33.38% | 3.69% | +29.69% | 98th top |
See Farmers Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Bank profile, how to read a UBPR, or how this data updates.