Farmers Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farmers Savings Bank of Wever, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.69% | 1.34% | -0.65% | 19th bottom |
| ROAE | 6.47% | 13.32% | -6.85% | 19th bottom |
| Net Interest Margin | 3.31% | 3.93% | -0.62% | 20th bottom |
| Efficiency Ratio | 75.61% | 61.14% | +14.47% | 18th bottom |
| PPNR / Avg Assets | 0.71% | 1.68% | -0.97% | 13th bottom |
| Yield on Earning Assets | 5.10% | 5.67% | -0.57% | 27th below |
| Cost of Funds | 1.94% | 1.88% | +0.06% | 40th below |
| Net Interest Spread | 2.67% | 3.32% | -0.65% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.27% | 0.94% | -0.67% | 59th above |
| NPA / Total Assets | 0.19% | 0.70% | -0.51% | 61st above |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 90th top |
| ACL / Total Loans | 1.30% | 1.28% | +0.02% | 62nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 480.99% | 1538.82% | -1057.83% | 70th above |
| Texas Ratio | 1.52% | 7.33% | -5.81% | 67th above |
| Provision / NCO | 75.00% | 1395.74% | -1320.74% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.71% | 12.14% | +1.57% | 80th top |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.34% | 11.37% | -0.03% | 64th above |
| TCE / Tangible Assets | 11.34% | 11.09% | +0.25% | 67th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.55% | 80.64% | -0.09% | 50th above |
| Core Deposit Ratio | 91.07% | 86.86% | +4.21% | 61st above |
| Wholesale Funding Ratio | 3.06% | 5.03% | -1.97% | 54th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.23% | 6.85% | -5.62% | 27th below |
| Loan Growth (Y/Y) | 3.42% | 7.90% | -4.48% | 39th below |
| Deposit Growth (Y/Y) | -0.14% | 6.29% | -6.43% | 22nd bottom |
See Farmers Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farmers Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farmers Savings Bank profile, how to read a UBPR, or how this data updates.