The Fayette County National Bank of Fayetteville: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 11.2% lower than in Q1 2026, at -$3.5M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.05% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.6M |
| Tier 1 capital | $14.6M |
| Total risk-based capital | — |
| Total equity capital | $11.1M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.02% |
| Tangible equity to tangible assets | 7.02% |
| Equity capital to average assets | 6.89% |
| Internal capital growth rate | 11.50% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $300K |
| Retained earnings | $14.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$3.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.85% | 21.85% | 23.10% | 9.63% | $64.8M |
| Q4 2023 | 22.00% | 22.00% | 23.25% | 9.58% | $63.9M |
| Q1 2024 | 21.16% | 21.16% | 22.41% | 9.71% | $67.4M |
| Q2 2024 | 22.45% | 22.45% | 23.70% | 9.68% | $63.9M |
| Q3 2024 | 21.62% | 21.62% | 22.87% | 9.86% | $67.1M |
| Q4 2024 | 22.63% | 22.63% | 23.88% | 9.75% | $63.2M |
| Q1 2025 | 20.48% | 20.48% | 21.73% | 9.54% | $67.6M |
| Q2 2025 | 21.22% | 21.22% | 22.47% | 9.37% | $66.3M |
| Q3 2025 | 21.11% | 21.11% | 22.34% | 9.47% | $67.3M |
| Q4 2025 | 21.28% | 21.28% | 22.53% | 9.23% | $66.0M |
| Q1 2026 | 21.17% | 21.17% | 22.39% | 9.09% | $67.3M |
| Q2 2026 | — | — | — | 9.05% | — |
The Fayette County National Bank of Fayetteville regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Fayette County National Bank of Fayetteville, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Fayette County National Bank of Fayetteville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6762) · FFIEC NIC profile (RSSD 488420)