The Fayette County National Bank of Fayetteville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Fayette County National Bank of Fayetteville of Fayetteville, WV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.13% | 1.34% | -0.21% | 41st below |
| ROAE | 16.38% | 13.31% | +3.07% | 73rd above |
| Net Interest Margin | 2.94% | 3.93% | -0.99% | 9th bottom |
| Efficiency Ratio | 59.07% | 61.14% | -2.07% | 57th above |
| PPNR / Avg Assets | 1.34% | 1.68% | -0.34% | 36th below |
| Yield on Earning Assets | 4.27% | 5.67% | -1.40% | 5th bottom |
| Cost of Funds | 1.43% | 1.88% | -0.45% | 73rd above |
| Net Interest Spread | 2.45% | 3.32% | -0.87% | 12th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.94% | -0.90% | 79th top |
| NPA / Total Assets | 0.02% | 0.70% | -0.68% | 83rd top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.14% | 1.28% | -0.14% | 43rd below |
| ACL / NPLs (Coverage) | 2539.39% | 1538.50% | +1000.89% | — |
| Texas Ratio | 0.48% | 7.33% | -6.85% | 80th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 233.33% | 1395.76% | -1162.43% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.05% | 12.14% | -3.09% | 13th bottom |
| Equity / Assets | 7.02% | 11.38% | -4.36% | 6th bottom |
| TCE / Tangible Assets | 7.02% | 11.09% | -4.07% | 7th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.55% | 80.64% | -26.09% | 88th top |
| Core Deposit Ratio | 95.10% | 86.86% | +8.24% | 84th top |
| Wholesale Funding Ratio | 6.96% | 5.03% | +1.93% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.71% | 6.85% | -1.14% | 60th above |
| Loan Growth (Y/Y) | 2.51% | 7.90% | -5.39% | 34th below |
| Deposit Growth (Y/Y) | -0.60% | 6.29% | -6.89% | 20th bottom |
See The Fayette County National Bank of Fayetteville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Fayette County National Bank of Fayetteville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Fayette County National Bank of Fayetteville profile, how to read a UBPR, or how this data updates.