Fifth Third Bank, N.A.: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fifth Third Bank, N.A. of Cincinnati, OH against its peer group of 18 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $250B or more in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.22% | 1.23% | -0.01% | 41st worse half |
| ROAE | 9.77% | 13.40% | -3.63% | 18th worst quarter |
| Net Interest Margin | 3.50% | 2.88% | +0.62% | 94th best quarter |
| Efficiency Ratio | 59.60% | 53.68% | +5.92% | 76th worst quarter |
| PPNR / Avg Assets | 1.76% | 1.73% | +0.03% | 59th better half |
| Yield on Earning Assets | 5.02% | 4.86% | +0.16% | 59th |
| Cost of Funds | 1.64% | 1.94% | -0.30% | 12th best quarter |
| Net Interest Spread | 2.81% | 2.30% | +0.51% | 94th best quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 0.84% | 0.76% | +0.08% | 59th worse half |
| NPA / Total Assets | 0.51% | 0.39% | +0.12% | 65th worse half |
| NCO / Avg Loans | 0.31% | 0.33% | -0.02% | 47th better half |
| ACL / Total Loans | 1.63% | 1.45% | +0.18% | 65th |
| ACL / NPLs (Coverage) | 193.63% | 163.55% | +30.08% | 71st better half |
| Texas Ratio | 4.18% | 3.84% | +0.34% | 59th worse half |
| Provision / NCO | 95.56% | 95.65% | -0.09% | 43rd |
| CRE / Total Capital | 80.30% | 57.19% | +23.11% | 71st worse half |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 11.70% | 13.63% | -1.93% | 6th worst quarter |
| Tier 1 Ratio | 11.70% | 13.73% | -2.03% | 6th worst quarter |
| Total Capital Ratio | 12.95% | 14.82% | -1.87% | 6th worst quarter |
| Leverage Ratio | 9.99% | 9.14% | +0.85% | 71st better half |
| Equity / Assets | 12.59% | 9.38% | +3.21% | 82nd best quarter |
| TCE / Tangible Assets | 9.21% | 7.94% | +1.27% | 76th best quarter |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 74.46% | 61.69% | +12.77% | 65th |
| Core Deposit Ratio | 97.92% | 89.83% | +8.09% | 100th best quarter |
| Uninsured Deposit Ratio | 44.38% | 44.57% | -0.19% | 47th better half |
| Borrowings / Total Assets | 4.03% | 7.01% | -2.98% | 18th best quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 42.93% | 7.25% | +35.68% | 94th |
| Loan Growth (Y/Y) | 45.80% | 10.90% | +34.90% | 100th |
| Deposit Growth (Y/Y) | 43.48% | 6.37% | +37.11% | 94th |
See Fifth Third Bank, N.A.'s peers by name
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Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fifth Third Bank, N.A. profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Fifth Third Bank, N.A. peer analysis.