Fifth Third Bank, N.A. Routing Number (ABA): 042000314

Fifth Third Bank, N.A. at a glance

Its CET1 capital ratio was 11.70% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$299.18B

CET1 ratio, Q2 2026

11.70%

Deposit insurance

FDIC

Regulator

OCC

Domestic offices

1,508 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 031

Established

1865

Full financial profile · Is Fifth Third Bank, N.A. safe? · Fifth Third Bank, N.A. call report · Branch locations

What the digits mean

The first two digits, 04, place this number in the Federal Reserve Bank of Cleveland's district (District 4). Digits five through eight, 0031, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Fifth Third Bank, N.A.

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Fifth Third Bank, N.A. checks or in its online banking. Ask the bank for wire instructions (www.53.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Fifth Third Bank, N.A.

Fifth Third Bank, N.A. is headquartered in Cincinnati, Ohio and was established in 1865. It is in the CINCINNATI, OH-KY-IN metro area. It reported $299.18B in total assets and $240.93B in deposits for Q2 2026, the 3rd largest of the 154 banks headquartered in Ohio. It reports 1,508 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the OCC. 22 other banks and credit unions headquartered in Cincinnati have a routing number listed here.

What the digits in 042000314 mean

The first four digits, 0420, are the Federal Reserve routing symbol. The prefix 04 places the number in the 4th Federal Reserve District (Cleveland). That is also the district where the bank is headquartered. Digits five through eight, 0031, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 5 + 6 = 50, a multiple of 10, so 042000314 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Fifth Third Bank, N.A. routing number?

The Fifth Third Bank, N.A. routing number is 042000314. It is the primary ABA routing transit number registered to Fifth Third Bank, N.A., headquartered in Cincinnati, OH. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Fifth Third Bank, N.A. wire routing number?

This page lists the primary routing number registered to Fifth Third Bank, N.A. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Fifth Third Bank, N.A. before sending a wire.

Is ABA number 042000314 the routing number for Fifth Third Bank, N.A.?

Yes. It is the primary routing number registered to Fifth Third Bank, N.A.

Which bank uses routing number 042000314?

It belongs to Fifth Third Bank, N.A., headquartered in Cincinnati, OH. It is the bank's primary ABA routing number (FDIC certificate 6672).

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