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First Bank of Berne Locations & Branches Berne, Indiana
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First Bank of Berne operates 7 branches from its headquarters in Berne, IN, . Its main office is at 222 Heritage Trl, Berne, IN 46711.
First Bank of Berne branch network
Its 7 branches span 2 states and 6 cities. The most are in INDIANA (6) and OHIO (1). INDIANA holds 94.7% of its branch deposits. Berne, IN has the most of its branches, 2. Its largest office by deposits is the Berne Branch office in Berne, IN, with $311.6M (32.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First Bank of Berne at a glance
Its CET1 capital ratio was 12.23% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $1.09B
- CET1 ratio, Q2 2026
- 12.23%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1891
Full financial profile · Is First Bank of Berne safe? · First Bank of Berne Q3 2026 call report, filed October 19, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Berne, IN (2 branches) | 1 of 3 | 82.2% | $311.6M |
| State: IN (6 branches) | 31 of 129 | 0.4% | $921.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
First Bank of Berne's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Adams, IN (3 branches) | 1 of 6 | 50.2% | $493.4M | $983.4M |
| Wells, IN (1 branch) | 1 of 6 | 34.2% | $212.4M | $620.9M |
| Jay, IN (1 branch) | 2 of 5 | 32.5% | $119.6M | $367.9M |
| Miami, IN (1 branch) | 2 of 7 | 12.0% | $96.0M | $797.3M |
| Van Wert, OH (1 branch) | 7 of 8 | 6.3% | $51.9M | $819.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Decatur, IN (3 branches) | 1 of 6 | 50.2% | $493.4M | $983.4M |
| Peru, IN (1 branch) | 2 of 7 | 12.0% | $96.0M | $797.3M |
| Van Wert, OH (1 branch) | 7 of 8 | 6.3% | $51.9M | $819.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Berne Branch | Berne, IN | 46711 | $311.6M |
| Bluffton Branch | Bluffton, IN | 46714 | $212.4M |
| Decatur Branch | Decatur, IN | 46733 | $181.8M |
| Portland Branch | Portland, IN | 47371 | $119.6M |
| Peru Branch | Peru, IN | 46970 | $96.0M |
| Van Wert, Oh Branch | Van Wert, OH | 45891 | $51.9M |
| First Bank of Berne (main office) | Berne, IN | 46711 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9288) · FFIEC NIC profile (RSSD 312244)