Branch Network
First Capital Bank Locations & Branches Charleston, South Carolina
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First Capital Bank operates 4 branches from its headquarters in Charleston, SC, .
First Capital Bank branch network
Its 4 branches span 2 states and 4 cities. The most are in SOUTH CAROLINA (3) and NORTH CAROLINA (1). SOUTH CAROLINA holds 91.0% of its branch deposits. Its largest office by deposits is its main office in Charleston, SC, with $690.4M (62.3% of its branch deposits). On June 30, 2025 it had 5 branches, 1 more than in 2026.
First Capital Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.58% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.32B
- Tier 1 leverage ratio, Q2 2026
- 9.58%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1999
Full financial profile · Is First Capital Bank safe? · First Capital Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Charleston, SC (1 branch) | 6 of 26 | 5.1% | $690.4M |
| State: SC (3 branches) | 23 of 73 | 0.8% | $1.01B |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
First Capital Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Charleston, SC (2 branches) | 6 of 32 | 4.3% | $880.1M | $20.28B |
| Dorchester, SC (1 branch) | 9 of 20 | 4.6% | $128.6M | $2.81B |
| Moore, NC (1 branch) | 8 of 11 | 3.5% | $99.8M | $2.89B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Charleston-North Charleston, SC (3 branches) | 7 of 37 | 4.0% | $1.01B | $25.53B |
| Pinehurst-Southern Pines, NC (1 branch) | 8 of 11 | 3.5% | $99.8M | $2.89B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Capital Bank (main office) | Charleston, SC | 29401 | $690.4M |
| N. Hwy 17 Mt. Pleasant Branch | Mount Pleasant, SC | 29466 | $189.8M |
| Summerville Branch | Summerville, SC | 29483 | $128.6M |
| Downtown Pinehurst Branch | Pinehurst, NC | 28374 | $99.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34966) · FFIEC NIC profile (RSSD 2849463)