Branch Network
First Carolina Bank Locations & Branches Rocky Mount, North Carolina
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First Carolina Bank operates 9 branches from its headquarters in Rocky Mount, NC, .
First Carolina Bank branch network
Its 9 branches span 4 states and 9 cities. The most are in NORTH CAROLINA (5), SOUTH CAROLINA (2) and GEORGIA (1). NORTH CAROLINA holds 88.6% of its branch deposits. Its largest office by deposits is the Raleigh Branch office in Raleigh, NC, with $1.33B (46.4% of its branch deposits). It had the same number of branches on June 30, 2025.
First Carolina Bank at a glance
Its CET1 capital ratio was 12.88% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $3.41B
- CET1 ratio, Q2 2026
- 12.88%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 2000
Full financial profile · Is First Carolina Bank safe? · First Carolina Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Rocky Mount, NC (1 branch) | 1 of 8 | 31.4% | $926.2M |
| State: NC (5 branches) | 19 of 82 | 0.4% | $2.54B |
Ranked by total assets among banks headquartered in the state: Largest banks in North Carolina.
Share by county and metro area
First Carolina Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Wake, NC (2 branches) | 7 of 36 | 1.3% | $1.39B | $106.32B |
| Nash, NC (1 branch) | 1 of 11 | 26.4% | $926.2M | $3.51B |
| Virginia Beach City, VA (1 branch) | 10 of 17 | 2.1% | $193.8M | $9.30B |
| New Hanover, NC (1 branch) | 12 of 22 | 0.7% | $159.6M | $23.75B |
| Fulton, GA (1 branch) | 32 of 46 | <0.1% | $107.9M | $135.09B |
| Rockingham, NC (1 branch) | 7 of 9 | 5.2% | $70.5M | $1.35B |
| Richland, SC (1 branch) | 22 of 23 | <0.1% | $17.2M | $18.94B |
| Greenville, SC (1 branch) | 34 of 34 | <0.1% | $6.9M | $18.03B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Raleigh-Cary, NC (2 branches) | 7 of 37 | 1.3% | $1.39B | $110.16B |
| Rocky Mount, NC (1 branch) | 1 of 12 | 23.9% | $926.2M | $3.88B |
| Virginia Beach-Norfolk-Newport News, VA-NC (1 branch) | 14 of 22 | 0.6% | $193.8M | $31.35B |
| Wilmington, NC (1 branch) | 13 of 22 | 0.7% | $159.6M | $24.37B |
| Atlanta-Sandy Springs-Alpharetta, GA (1 branch) | 59 of 81 | <0.1% | $107.9M | $254.61B |
| Greensboro-High Point, NC (1 branch) | 20 of 26 | 0.4% | $70.5M | $16.68B |
| Columbia, SC (1 branch) | 28 of 28 | <0.1% | $17.2M | $27.24B |
| Greenville-Anderson, SC (1 branch) | 38 of 38 | <0.1% | $6.9M | $26.00B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Raleigh Branch | Raleigh, NC | 27608 | $1.33B |
| First Carolina Bank (main office) | Rocky Mount, NC | 27804 | $926.2M |
| Va Beach Branch | Virginia Beach, VA | 23454 | $193.8M |
| Wilmington Branch | Wilmington, NC | 28403 | $159.6M |
| Atlanta Branch | Atlanta, GA | 30342 | $107.9M |
| Reidsville Branch | Reidsville, NC | 27320 | $70.5M |
| Cary Branch | Cary, NC | 27519 | $56.9M |
| Columbia Branch | Columbia, SC | 29205 | $17.2M |
| Greenville, Sc Branch | Greenville, SC | 29601 | $6.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35530) · FFIEC NIC profile (RSSD 2963266)