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First Farmers & Merchants National Bank Locations & Branches Fairmont, Minnesota
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First Farmers & Merchants National Bank operates 2 branches from its headquarters in Fairmont, MN, .
First Farmers & Merchants National Bank branch network
Both branches are in MINNESOTA, across 2 cities. Its largest office by deposits is its main office in Fairmont, MN, with $70.7M (61.3% of its branch deposits). It had the same number of branches on June 30, 2025.
First Farmers & Merchants National Bank at a glance
Its CET1 capital ratio was 11.91% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $140.4M
- CET1 ratio, Q2 2026
- 11.91%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1990
Full financial profile · Is First Farmers & Merchants National Bank safe? · First Farmers & Merchants National Bank Q3 2026 call report, filed October 15, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fairmont, MN (1 branch) | 4 of 6 | 9.7% | $70.7M |
| State: MN (2 branches) | 178 of 277 | <0.1% | $115.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
First Farmers & Merchants National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Martin, MN (1 branch) | 4 of 12 | 6.8% | $70.7M | $1.04B |
| Ramsey, MN (1 branch) | 27 of 33 | <0.1% | $44.6M | $69.64B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fairmont, MN (1 branch) | 4 of 12 | 6.8% | $70.7M | $1.04B |
| Minneapolis-St. Paul-Bloomington, MN-WI (1 branch) | 115 of 124 | <0.1% | $44.6M | $252.68B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Farmers & Merchants National Bank (main office) | Fairmont, MN | 56031 | $70.7M |
| St. Paul Branch | Saint Paul, MN | 55101 | $44.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 33131) · FFIEC NIC profile (RSSD 1470150)