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First Federal Savings and Loan Association of Lorain Locations & Branches Lorain, Ohio
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First Federal Savings and Loan Association of Lorain operates 6 branches from its headquarters in Lorain, OH, . Its main office is at 3721 Oberlin Ave, Lorain, OH 44053.
First Federal Savings and Loan Association of Lorain branch network
All 6 branches are in OHIO, across 5 cities. Lorain, OH has the most of its branches, 2. Its largest office by deposits is its main office in Lorain, OH, with $267.8M (53.6% of its branch deposits). It had the same number of branches on June 30, 2025.
First Federal Savings and Loan Association of Lorain at a glance
Its CET1 capital ratio was 19.68% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $573.8M
- CET1 ratio, Q2 2026
- 19.68%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1921
Full financial profile · Is First Federal Savings and Loan Association of Lorain safe? · First Federal Savings and Loan Association of Lorain call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lorain, OH (2 branches) | 1 of 6 | 30.9% | $293.8M |
| State: OH (6 branches) | 60 of 184 | <0.1% | $499.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
First Federal Savings and Loan Association of Lorain's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lorain, OH (4 branches) | 5 of 17 | 6.2% | $399.2M | $6.44B |
| Erie, OH (1 branch) | 6 of 11 | 3.2% | $67.7M | $2.10B |
| Ottawa, OH (1 branch) | 9 of 11 | 2.7% | $32.9M | $1.21B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cleveland-Elyria, OH (4 branches) | 17 of 33 | 0.3% | $399.2M | $134.68B |
| Sandusky, OH (1 branch) | 6 of 11 | 3.2% | $67.7M | $2.10B |
| Toledo, OH (1 branch) | 23 of 25 | 0.2% | $32.9M | $17.01B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Federal Savings and Loan Association of Lorain (main office) | Lorain, OH | 44053 | $267.8M |
| 1180 Park Avenue Branch | Amherst, OH | 44001 | $77.2M |
| Huron Branch | Huron, OH | 44839 | $67.7M |
| Port Clinton Branch | Port Clinton, OH | 43452 | $32.9M |
| 36690 Detroit Road Branch | Avon, OH | 44011 | $28.2M |
| 2233 East 42nd Street Branch | Lorain, OH | 44055 | $26.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29838) · FFIEC NIC profile (RSSD 144678)