First Federal Savings Bank of Twin Falls: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 49.95 percentage points higher than in Q1 2026, at 338.41%. First Federal Savings Bank of Twin Falls ranks 4th of 10 Idaho banks on return on assets, in the upper half at 1.57% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. First Federal Savings Bank of Twin Falls sits 0.29 points higher, at 1.57% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.30% |
| Tier 1 risk-based capital ratio | 13.30% |
| Total risk-based capital ratio | 14.26% |
| Tier 1 leverage ratio | 10.43% |
| Equity capital to assets | 9.72% |
| Tangible equity to tangible assets | 9.72% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.29% |
| Non-performing assets ratio | 0.22% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 2.08% |
| Allowance for credit losses to loans | 0.97% |
| Reserve coverage of non-performing loans | 338.41% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.57% |
| Return on equity | 16.52% |
| Net interest margin | 4.09% |
| Efficiency ratio | 65.12% |
| Yield on earning assets | 5.49% |
| Cost of funds | 1.52% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.38% |
| Core deposits to total deposits | 92.97% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.07% |
| Securities to assets | 17.77% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.14% | 12.14% | 13.08% | 8.25% | 0.30% |
| Q4 2023 | 11.97% | 11.97% | 12.89% | 8.24% | 0.38% |
| Q1 2024 | 12.10% | 12.10% | 13.03% | 8.02% | 0.17% |
| Q2 2024 | 12.24% | 12.24% | 13.19% | 7.89% | 0.47% |
| Q3 2024 | 12.33% | 12.33% | 13.29% | 7.99% | 0.30% |
| Q4 2024 | 12.18% | 12.18% | 13.11% | 8.30% | 0.57% |
| Q1 2025 | 12.38% | 12.38% | 13.33% | 8.75% | 0.48% |
| Q2 2025 | 12.10% | 12.10% | 13.02% | 9.03% | 0.95% |
| Q3 2025 | 12.65% | 12.65% | 13.61% | 9.18% | 0.75% |
| Q4 2025 | 12.68% | 12.68% | 13.63% | 9.62% | 1.10% |
| Q1 2026 | 13.05% | 13.05% | 14.02% | 9.95% | 0.98% |
| Q2 2026 | 13.30% | 13.30% | 14.26% | 10.43% | 1.57% |
First Federal Savings Bank of Twin Falls vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Federal Savings Bank of Twin Falls, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Federal Savings Bank of Twin Falls profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28845) · FFIEC NIC profile (RSSD 582971)