The First National Bank of Bellevue: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Bellevue of Bellevue, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.84% | 1.34% | -0.50% | 25th below |
| ROAE | 9.06% | 13.32% | -4.26% | 31st below |
| Net Interest Margin | 4.33% | 3.93% | +0.40% | 72nd above |
| Efficiency Ratio | 75.49% | 61.14% | +14.35% | 18th bottom |
| PPNR / Avg Assets | 0.85% | 1.68% | -0.83% | 16th bottom |
| Yield on Earning Assets | 6.05% | 5.67% | +0.38% | 71st above |
| Cost of Funds | 1.67% | 1.88% | -0.21% | 58th above |
| Net Interest Spread | 4.00% | 3.32% | +0.68% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.64% | 0.94% | +0.70% | 16th bottom |
| NPA / Total Assets | 0.91% | 0.70% | +0.21% | 23rd bottom |
| NCO / Avg Loans | 0.23% | 0.16% | +0.07% | 11th bottom |
| ACL / Total Loans | 1.59% | 1.28% | +0.31% | 83rd top |
| ACL / NPLs (Coverage) | 97.40% | 1539.15% | -1441.75% | 27th below |
| Texas Ratio | 9.48% | 7.33% | +2.15% | 23rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 238.10% | 1396.02% | -1157.92% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.39% | 12.14% | -2.75% | 19th bottom |
| Equity / Assets | 9.46% | 11.37% | -1.91% | 35th below |
| TCE / Tangible Assets | 9.46% | 11.09% | -1.63% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.90% | 80.64% | -18.74% | 81st top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 86.94% | 86.86% | +0.08% | 38th below |
| Wholesale Funding Ratio | 0.40% | 5.04% | -4.64% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.25% | 6.85% | -6.60% | 21st bottom |
| Loan Growth (Y/Y) | -5.10% | 7.91% | -13.01% | 7th bottom |
| Deposit Growth (Y/Y) | -0.80% | 6.29% | -7.09% | 19th bottom |
See The First National Bank of Bellevue's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Bellevue, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Bellevue profile, how to read a UBPR, or how this data updates.