The First National Bank of Bellevue: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 2.36 percentage points in Q2 2026, from 28.90% to 31.26%. It was the largest change from Q1 2026 among the key lines here. Within Ohio, The First National Bank of Bellevue is 100th of 156 on return on assets, 0.84% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. The First National Bank of Bellevue sits 0.42 points lower, at 0.84% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.39% |
| Equity capital to assets | 9.46% |
| Tangible equity to tangible assets | 9.46% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.64% |
| Non-performing assets ratio | 0.91% |
| Net charge-off ratio | 0.23% |
| Texas ratio | 9.48% |
| Allowance for credit losses to loans | 1.59% |
| Reserve coverage of non-performing loans | 97.40% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.84% |
| Return on equity | 9.06% |
| Net interest margin | 4.33% |
| Efficiency ratio | 75.49% |
| Yield on earning assets | 6.05% |
| Cost of funds | 1.67% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.90% |
| Core deposits to total deposits | 86.94% |
| Brokered deposits to total deposits | 3.96% |
| Deposits to assets | 89.38% |
| Securities to assets | 31.26% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.29% | 0.49% | 3.25% | 0.14% | 0.02% |
| Q4 2023 | 11.77% | 0.86% | 3.42% | 0.18% | 0.00% |
| Q1 2024 | 11.47% | 0.51% | 3.32% | 0.18% | -0.00% |
| Q2 2024 | 11.77% | 0.52% | 3.37% | 0.17% | 0.00% |
| Q3 2024 | 11.72% | 0.63% | 3.57% | 0.14% | 0.00% |
| Q4 2024 | 11.99% | 0.51% | 3.70% | 0.13% | 0.00% |
| Q1 2025 | 12.05% | 0.41% | 3.57% | 0.14% | 0.01% |
| Q2 2025 | 11.57% | 0.54% | 3.59% | 0.13% | -0.01% |
| Q3 2025 | 9.03% | -8.87% | 3.56% | 1.64% | 0.01% |
| Q4 2025 | 9.04% | 0.72% | 4.03% | 1.76% | 0.00% |
| Q1 2026 | 9.43% | 0.57% | 4.24% | 1.70% | 0.02% |
| Q2 2026 | 9.39% | 0.84% | 4.33% | 1.64% | 0.23% |
The First National Bank of Bellevue vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Bellevue, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Bellevue profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 6528) · FFIEC NIC profile (RSSD 243414)