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First National Bank of Commerce Locations & Branches Walnut Ridge, Arkansas
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First National Bank of Commerce operates 6 branches from its headquarters in Walnut Ridge, AR, . Its main office is at 206 W Main St, Walnut Ridge, AR 72476.
First National Bank of Commerce branch network
All 6 branches are in ARKANSAS, across 5 cities. Pocahontas, AR has the most of its branches, 2. Its largest office by deposits is its main office in Walnut Ridge, AR, with $116.2M (43.2% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank of Commerce at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.65% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $296.6M
- Tier 1 leverage ratio, Q2 2026
- 10.65%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1919
Full financial profile · Is First National Bank of Commerce safe? · First National Bank of Commerce Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Walnut Ridge, AR (1 branch) | 1 of 3 | 52.3% | $116.2M |
| State: AR (6 branches) | 61 of 108 | 0.2% | $268.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Arkansas.
Share by county and metro area
First National Bank of Commerce's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lawrence, AR (3 branches) | 1 of 5 | 45.9% | $153.6M | $334.8M |
| Randolph, AR (2 branches) | 3 of 5 | 20.3% | $97.5M | $481.1M |
| Craighead, AR (1 branch) | 21 of 24 | 0.4% | $17.8M | $4.26B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Jonesboro, AR (1 branch) | 23 of 25 | 0.4% | $17.8M | $4.72B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Commerce (main office) | Walnut Ridge, AR | 72476 | $116.2M |
| Pocahontas Branch | Pocahontas, AR | 72455 | $82.0M |
| Imboden Branch | Imboden, AR | 72434 | $35.1M |
| Bono Branch | Bono, AR | 72416 | $17.8M |
| Pocahontas Thomasville Branch | Pocahontas, AR | 72455 | $15.4M |
| Hoxie Branch | Hoxie, AR | 72433 | $2.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3896) · FFIEC NIC profile (RSSD 799948)