First National Bank of Fort Stockton: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 7.1% to -$4.5M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.20% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $19.5M |
| Tier 1 capital | $19.5M |
| Total risk-based capital | — |
| Total equity capital | $15.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.78% |
| Tangible equity to tangible assets | 9.75% |
| Equity capital to average assets | 9.40% |
| Internal capital growth rate | 4.49% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $720K |
| Common stock surplus | $6.0M |
| Retained earnings | $12.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.57% | 7.38% | 7.13% |
| Q4 2023 | 13.30% | 8.93% | 8.70% |
| Q1 2024 | 12.56% | 8.35% | 8.15% |
| Q2 2024 | 13.00% | 8.81% | 8.62% |
| Q3 2024 | 13.52% | 9.88% | 9.72% |
| Q4 2024 | 13.37% | 8.84% | 8.70% |
| Q1 2025 | 13.71% | 9.52% | 9.41% |
| Q2 2025 | 12.79% | 8.61% | 8.52% |
| Q3 2025 | 12.40% | 7.03% | 6.98% |
| Q4 2025 | 12.09% | 9.58% | 9.53% |
| Q1 2026 | 11.80% | 9.24% | 9.20% |
| Q2 2026 | 12.20% | 9.78% | 9.75% |
First National Bank of Fort Stockton regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Fort Stockton, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Fort Stockton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17913) · FFIEC NIC profile (RSSD 397456)