First National Bank of Fort Stockton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 49.7% in Q2 2026, from $16.0M to $8.1M. It was the largest change from Q1 2026 among the key lines here. Within Texas, First National Bank of Fort Stockton is 267th of 346 on loan-to-deposit ratio, 54.01% as of Q2 2026, below the middle of the field. First National Bank of Fort Stockton reported 54.01% on loan-to-deposit ratio for Q2 2026, 26.82 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $71.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.01% |
| Net loans and leases to deposits | 52.64% |
| Loans and leases to core deposits | 57.44% |
| Core deposits to total deposits | 94.04% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.19% | 94.67% | $0 | $4.3M |
| Q4 2023 | 74.37% | 96.43% | $0 | $10.0M |
| Q1 2024 | 73.42% | 95.58% | $0 | $11.0M |
| Q2 2024 | 74.35% | 92.98% | $0 | $9.0M |
| Q3 2024 | 72.04% | 92.83% | $0 | $5.5M |
| Q4 2024 | 68.11% | 92.54% | $0 | $5.5M |
| Q1 2025 | 68.24% | 92.60% | $0 | $1.9M |
| Q2 2025 | 58.99% | 94.45% | $0 | $0 |
| Q3 2025 | 42.81% | 95.75% | $0 | $0 |
| Q4 2025 | 56.28% | 94.41% | $0 | $0 |
| Q1 2026 | 53.84% | 94.50% | $0 | $0 |
| Q2 2026 | 54.01% | 94.04% | $0 | $0 |
First National Bank of Fort Stockton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Fort Stockton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Fort Stockton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17913) · FFIEC NIC profile (RSSD 397456)