First National Bank of Fort Stockton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Fort Stockton of Fort Stockton, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.34% | -0.20% | 41st below |
| ROAE | 12.10% | 13.31% | -1.21% | 48th below |
| Net Interest Margin | 5.02% | 3.93% | +1.09% | 92nd top |
| Efficiency Ratio | 74.81% | 61.14% | +13.67% | 20th bottom |
| PPNR / Avg Assets | 1.22% | 1.68% | -0.46% | 29th below |
| Yield on Earning Assets | 6.12% | 5.67% | +0.45% | 73rd above |
| Cost of Funds | 1.20% | 1.88% | -0.68% | 85th top |
| Net Interest Spread | 4.19% | 3.32% | +0.87% | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 3.36% | 0.70% | +2.66% | 3rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 40th below |
| ACL / Total Loans | 2.54% | 1.28% | +1.26% | 97th top |
| Texas Ratio | 30.74% | 7.33% | +23.41% | 3rd bottom |
| Provision / NCO | 3750.00% | 1394.96% | +2355.04% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.20% | 12.14% | +0.06% | 67th above |
| Equity / Assets | 9.78% | 11.37% | -1.59% | 40th below |
| TCE / Tangible Assets | 9.75% | 11.09% | -1.34% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.01% | 80.64% | -26.63% | 88th top |
| Core Deposit Ratio | 94.04% | 86.86% | +7.18% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.04% | 6.85% | -2.81% | 47th below |
| Loan Growth (Y/Y) | -6.02% | 7.90% | -13.92% | 6th bottom |
| Deposit Growth (Y/Y) | 2.64% | 6.29% | -3.65% | 40th below |
See First National Bank of Fort Stockton's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Fort Stockton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Fort Stockton profile, how to read a UBPR, or how this data updates.