First National Bank of Gillette: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 9.5% higher than in Q1 2026, at -$18.8M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.93% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $98.1M |
| Tier 1 capital | $98.1M |
| Total risk-based capital | — |
| Total equity capital | $79.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.15% |
| Tangible equity to tangible assets | 12.15% |
| Equity capital to average assets | 12.06% |
| Internal capital growth rate | 5.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $1.8M |
| Retained earnings | $96.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$18.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 35.58% | 35.58% | 36.56% | 13.41% | $234.9M |
| Q4 2023 | 36.92% | 36.92% | 37.97% | 13.24% | $228.7M |
| Q1 2024 | 37.05% | 37.05% | 38.11% | 13.71% | $231.5M |
| Q2 2024 | 35.22% | 35.22% | 36.24% | 13.76% | $246.0M |
| Q3 2024 | 35.78% | 35.78% | 36.83% | 14.08% | $245.4M |
| Q4 2024 | 34.39% | 34.39% | 35.43% | 14.06% | $258.8M |
| Q1 2025 | — | — | — | 14.47% | — |
| Q2 2025 | — | — | — | 14.78% | — |
| Q3 2025 | — | — | — | 14.86% | — |
| Q4 2025 | — | — | — | 14.47% | — |
| Q1 2026 | — | — | — | 14.79% | — |
| Q2 2026 | — | — | — | 14.93% | — |
First National Bank of Gillette regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Gillette, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Gillette profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18880) · FFIEC NIC profile (RSSD 890050)