First National Bank of Gillette: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Gillette of Gillette, WY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.60% | 1.34% | +0.26% | 69th above |
| ROAE | 13.50% | 13.32% | +0.18% | 57th above |
| Net Interest Margin | 3.15% | 3.93% | -0.78% | 14th bottom |
| Efficiency Ratio | 49.70% | 61.14% | -11.44% | 81st top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.63% | 1.68% | -0.05% | 53rd above |
| Yield on Earning Assets | 4.32% | 5.67% | -1.35% | 6th bottom |
| Cost of Funds | 1.35% | 1.88% | -0.53% | 78th top |
| Net Interest Spread | 2.61% | 3.32% | -0.71% | 17th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.72% | 0.94% | -0.22% | 36th below |
| NPA / Total Assets | 0.18% | 0.70% | -0.52% | 62nd above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.63% | 1.28% | +0.35% | 85th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 227.09% | 1547.03% | -1319.94% | 52nd above |
| Texas Ratio | 1.43% | 7.34% | -5.91% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.93% | 12.14% | +2.79% | 86th top |
| Equity / Assets | 12.15% | 11.36% | +0.79% | 72nd above |
| TCE / Tangible Assets | 12.15% | 11.08% | +1.07% | 75th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 28.77% | 80.69% | -51.92% | 98th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.43% | 86.85% | +1.58% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.71% | 6.84% | +3.87% | 85th top |
| Loan Growth (Y/Y) | 0.62% | 7.92% | -7.30% | 25th below |
| Deposit Growth (Y/Y) | 9.41% | 6.29% | +3.12% | 81st top |
See First National Bank of Gillette's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Gillette, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Gillette profile, how to read a UBPR, or how this data updates.