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The First National Bank of Moody Locations & Branches Moody, Texas
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The First National Bank of Moody operates 2 branches from its headquarters in Moody, TX, . Its main office is at 101 7th St, Moody, TX 76557.
The First National Bank of Moody branch network
Both branches are in TEXAS, across 2 cities. Its largest office by deposits is the The First National Bank of Moody office in Moody, TX, with $39.6M (93.2% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Moody at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 18.31% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $54.2M
- Tier 1 leverage ratio, Q2 2026
- 18.31%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1893
Full financial profile · Is The First National Bank of Moody safe? · The First National Bank of Moody Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Moody, TX (1 branch) | 1 of 1 | 100.0% | $39.6M |
| State: TX (2 branches) | 422 of 441 | <0.1% | $42.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
The First National Bank of Moody's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mclennan, TX (1 branch) | 17 of 22 | 0.5% | $39.6M | $8.23B |
| Bell, TX (1 branch) | 19 of 19 | <0.1% | $2.9M | $5.38B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Waco, TX (1 branch) | 20 of 26 | 0.5% | $39.6M | $8.51B |
| Killeen-Temple, TX (1 branch) | 23 of 23 | <0.1% | $2.9M | $6.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Moody | Moody, TX | 76557 | $39.6M |
| First National Bank Troy Branch | Troy, TX | 76579 | $2.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3351) · FFIEC NIC profile (RSSD 108269)