First National Bank of Pulaski: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to average assets rose 0.38 percentage points in Q2 2026 to 9.89%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.32% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $172.5M |
| Tier 1 capital | $172.5M |
| Total risk-based capital | — |
| Total equity capital | $150.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.05% |
| Tangible equity to tangible assets | 10.05% |
| Equity capital to average assets | 9.89% |
| Internal capital growth rate | 13.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.1M |
| Common stock surplus | $2.7M |
| Retained earnings | $168.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$21.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.12% | 7.20% | 7.20% |
| Q4 2023 | 10.35% | 8.00% | 8.00% |
| Q1 2024 | 10.27% | 7.81% | 7.81% |
| Q2 2024 | 10.33% | 8.17% | 8.17% |
| Q3 2024 | 10.61% | 8.92% | 8.92% |
| Q4 2024 | 10.65% | 8.56% | 8.56% |
| Q1 2025 | 10.85% | 8.94% | 8.94% |
| Q2 2025 | 10.94% | 9.24% | 9.24% |
| Q3 2025 | 11.16% | 9.75% | 9.75% |
| Q4 2025 | 10.93% | 9.46% | 9.46% |
| Q1 2026 | 10.92% | 9.68% | 9.68% |
| Q2 2026 | 11.32% | 10.05% | 10.05% |
First National Bank of Pulaski regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Pulaski, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Pulaski profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15572) · FFIEC NIC profile (RSSD 972732)