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First National Bank of South Padre Island Locations & Branches South Padre Island, Texas
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First National Bank of South Padre Island operates 2 branches from its headquarters in South Padre Island, TX, . Its main office is at 709 Park Road 100, South Padre Island, TX 78597.
First National Bank of South Padre Island branch network
Both branches are in TEXAS, across 2 cities. Its largest office by deposits is its main office in South Padre Island, TX, with $57.0M (84.9% of its branch deposits). It had the same number of branches on June 30, 2025.
First National Bank of South Padre Island at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.22% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $78.3M
- Tier 1 leverage ratio, Q2 2026
- 14.22%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1983
Full financial profile · Is First National Bank of South Padre Island safe? · First National Bank of South Padre Island call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: South Padre Island, TX (1 branch) | 2 of 4 | 19.6% | $57.0M |
| State: TX (2 branches) | 397 of 441 | <0.1% | $67.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
First National Bank of South Padre Island's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cameron, TX (2 branches) | 14 of 19 | 1.0% | $67.1M | $6.60B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Brownsville-Harlingen, TX (2 branches) | 14 of 19 | 1.0% | $67.1M | $6.60B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of South Padre Island (main office) | South Padre Island, TX | 78597 | $57.0M |
| Port Isabel Branch | Port Isabel, TX | 78578 | $10.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 24902) · FFIEC NIC profile (RSSD 346566)