Bank call report · South Padre Island, TX
First National Bank of South Padre Island Call Report
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First National Bank of South Padre Island filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 200 reported line items, schedule by schedule (483 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 346566 |
| FDIC certificate number | 24902 |
| Total assets | $78.3M |
Official Q2 2026 call report PDF (FFIEC) →
First National Bank of South Padre Island call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · First National Bank of South Padre Island balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $78.3M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $78.3M |
| Total Liabilities and Minority Interest | RCON2948 | $67.3M |
| Total Deposits | RCON2200 | $67.1M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $39.0M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $38.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $37.9M |
| Deposits: Noninterest-bearing | RCON6631 | $29.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $21.3M |
| Interest-bearing Balances | RCON0071 | $14.2M |
| Total Equity Capital | RCON3210 | $11.0M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $11.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $9.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.7M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.2M |
| Federal Funds Sold | RCONB987 | $937K |
| Common Stock | RCON3230 | $750K |
| Surplus | RCON3839 | $750K |
| Allowance for Loan and Lease Losses | RCON3123 | $598K |
| Other Assets | RCON2160 | $550K |
| Other Liabilities, Total | RCON2930 | $154K |
| Accumulated Other Comprehensive Income | RCONB530 | -$115K |
Schedule RI: Income Statement (33 items)
About Schedule RI · First National Bank of South Padre Island income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.2M |
| Net Interest Income | RIAD4074 | $2.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.4M |
| Total Noninterest Expense | RIAD4093 | $1.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $972K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $972K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $972K |
| Net Income (Loss) | RIAD4340 | $972K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $972K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $754K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $561K |
| Salaries and Employee Benefits | RIAD4135 | $531K |
| Other Noninterest Expense | RIAD4092 | $417K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $385K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $311K |
| Total Interest Expense | RIAD4073 | $211K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $132K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $96K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $85K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $79K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $72K |
| Total Noninterest Income | RIAD4079 | $43K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $40K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $36K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $27K |
| Provision for Loan and Lease Losses | RIAD4230 | $18K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $18K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $16K |
| Other Noninterest Income | RIADB497 | $16K |
| Other Interest Income | RIAD4518 | $11K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 12 |
Schedule RC-B: Securities (20 items)
About Schedule RC-B · First National Bank of South Padre Island securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $534K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $534K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $21.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $16.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $16.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $10.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $5.0M |
| Pledged Securities | RCON0416 | $4.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $3.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $3.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.5M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $1.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $1.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $534K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $496K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $496K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $336K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $202K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $10K |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · First National Bank of South Padre Island loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $39.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $21.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $9.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $7.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $6.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $5.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $3.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $3.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $2.2M |
| Commercial and Industrial Loans | RCON1766 | $2.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $983K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $939K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $757K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $703K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $646K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $480K |
| Other Loans | RCONJ464 | $100K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $59K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $344K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $279K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $45K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 10 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
Schedule RC-E: Deposit Liabilities (19 items)
About Schedule RC-E · First National Bank of South Padre Island deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $38.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $36.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $28.9M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $28.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $27.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $14.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $5.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $4.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $3.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $2.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $945K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $309K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $110K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · First National Bank of South Padre Island quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $78.4M |
| Quarterly Average of Total Loans | RCON3360 | $38.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $35.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $18.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $17.1M |
| Mortgage-backed Securities | RCONB559 | $16.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $16.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $15.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $5.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $5.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $980K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $336K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · First National Bank of South Padre Island derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $5.3M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $630K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $161K |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $56K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · First National Bank of South Padre Island memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $479K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · First National Bank of South Padre Island past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $485K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $473K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $307K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $304K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $12K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · First National Bank of South Padre Island other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $78.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $67.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $39.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $27.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $11.3M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $309K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,988 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 41 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 9 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (17 items)
About Schedule RC-R, Part I · First National Bank of South Padre Island regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $78.4M |
| Average total consolidated assets | RCOAKW03 | $78.4M |
| Total Assets | RCOA2170 | $78.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $11.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $11.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $11.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $11.0M |
| Retained Earnings | RCOAKW00 | $9.6M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $6.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $6.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$115K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$115K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1422 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0787 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $11.0M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $10.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $10.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $406K |
| Other Comprehensive Income | RIADB511 | -$294K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · First National Bank of South Padre Island changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $598K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $580K |
First National Bank of South Padre Island call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First National Bank of South Padre Island call report?
The First National Bank of South Padre Island call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First National Bank of South Padre Island file?
First National Bank of South Padre Island files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First National Bank of South Padre Island call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First National Bank of South Padre Island has Federal Reserve RSSD ID 346566 and FDIC certificate number 24902. Either one finds its filings on the FFIEC Central Data Repository.
How often does First National Bank of South Padre Island file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First National Bank of South Padre Island financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24902) · FFIEC NIC profile (RSSD 346566)