Bank call report · Crystal City, TX
Zavala County Bank Call Report
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Zavala County Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 222 reported line items, schedule by schedule (809 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 969956 |
| FDIC certificate number | 15105 |
| Total assets | $79.0M |
Official Q2 2026 call report PDF (FFIEC) →
Zavala County Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Zavala County Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $79.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $79.0M |
| Total Liabilities and Minority Interest | RCON2948 | $69.7M |
| Total Deposits | RCON2200 | $69.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $48.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $41.1M |
| Deposits: Noninterest-bearing | RCON6631 | $28.5M |
| Interest-bearing Balances | RCON0071 | $18.7M |
| Total Equity Capital | RCON3210 | $9.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $9.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $7.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $6.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $6.2M |
| Surplus | RCON3839 | $3.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$3.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.0M |
| Other Assets | RCON2160 | $1.2M |
| Common Stock | RCON3230 | $400K |
| Other Liabilities, Total | RCON2930 | $202K |
| Allowance for Loan and Lease Losses | RCON3123 | $104K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Zavala County Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.5M |
| Net Interest Income | RIAD4074 | $1.3M |
| Total Noninterest Expense | RIAD4093 | $1.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $767K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $712K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $712K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $593K |
| Net Income (Loss) | RIAD4340 | $593K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $593K |
| Other Noninterest Expense | RIAD4092 | $551K |
| Total Noninterest Income | RIAD4079 | $491K |
| Salaries and Employee Benefits | RIAD4135 | $370K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $325K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $307K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $295K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $184K |
| Total Interest Expense | RIAD4073 | $179K |
| Other Noninterest Income | RIADB497 | $175K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $158K |
| Applicable Income Taxes | RIAD4302 | $119K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $95K |
| Interest on Other Securities | RIAD4060 | $80K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $70K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $51K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $47K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $33K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $27K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $24K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $13K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $10K |
| Noninterest income: Income from insurance activities | RIADHT74 | $9K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $7K |
| Other Interest Income | RIAD4518 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (22 items)
About Schedule RC-B · Zavala County Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $3.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $3.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $52.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $43.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $39.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $28.3M |
| Pledged Securities | RCON0416 | $16.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $11.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $4.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $4.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $947K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $864K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $619K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $354K |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $294K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $252K |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $249K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $249K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $249K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $3K |
Schedule RC-C, Part I: Loans and Leases (16 items)
About Schedule RC-C, Part I · Zavala County Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $6.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $2.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.5M |
| Commercial and Industrial Loans | RCON1766 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $936K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $263K |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $28K |
| Other Loans | RCONJ464 | $19K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $4K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $4K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) | RCON5563 | 34 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) | RCON5562 | 14 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) | RCON5577 | 5 |
Schedule RC-E: Deposit Liabilities (20 items)
About Schedule RC-E · Zavala County Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $47.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $33.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $28.5M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $22.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $20.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $13.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $5.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $4.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $3.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $812K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $307K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $273K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Zavala County Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $77.6M |
| Mortgage-backed Securities | RCONB559 | $46.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $17.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $17.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $13.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $7.0M |
| Quarterly Average of Total Loans | RCON3360 | $6.3M |
| All Other Securities | RCONB560 | $4.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $1.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $248K |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $4K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · Zavala County Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $367K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Zavala County Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $6K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $6K |
| Additions to Nonaccrual Assets | RCONC410 | $5K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $2K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Zavala County Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $77.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $69.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $37.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $31.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $12.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $815K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,448 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 40 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 38 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Zavala County Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $19.4M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Zavala County Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $77.6M |
| Average total consolidated assets | RCOAKW03 | $77.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $19.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $12.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $12.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $12.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $12.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.3M |
| Retained Earnings | RCOAKW00 | $7.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $4.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$3.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.0M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $106K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $106K |
| Tier 2 Capital Before Deductions | RCOAP870 | $106K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.635 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.6295 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.6295 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.555 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1575 |
Schedule RC-R, Part II: Risk-Weighted Assets (35 items)
About Schedule RC-R, Part II · Zavala County Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $48.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $48.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $48.3M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $46.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $24.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $24.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $21.2M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $19.6M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $19.4M |
| Total Risk-weighted Assets | RCONG641 | $19.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $9.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $9.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $9.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $9.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $6.3M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $6.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $4.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$3.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$3.8M |
| Total All Other Assets | RCOND981 | $3.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $634K |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $634K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $630K |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $317K |
| Unconditionally Cancellable Commitments | RCONS540 | $96K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $45K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $4K |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $4K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $3K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $2K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $2K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $2K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $2K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $9.3M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $9.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $9.0M |
| Other Comprehensive Income | RIADB511 | -$375K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Zavala County Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $6K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $6K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $3K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Zavala County Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $106K |
| Allowance for Loan and Lease Losses | RIAD3123 | $103K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $6K |
Zavala County Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Zavala County Bank call report?
The Zavala County Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Zavala County Bank file?
Zavala County Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Zavala County Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Zavala County Bank has Federal Reserve RSSD ID 969956 and FDIC certificate number 15105. Either one finds its filings on the FFIEC Central Data Repository.
How often does Zavala County Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Zavala County Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 15105) · FFIEC NIC profile (RSSD 969956)