The First National Bank of Stanton: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.32 percentage points in Q3 2026, from 50.89% to 53.21%. It was the largest change from Q2 2026 among the key lines here. Within Texas, The First National Bank of Stanton is 189th of 346 on total deposits, $309.3M as of Q3 2026, below the middle of the field. The First National Bank of Stanton reported $309.3M on total deposits for Q3 2026, 12% above the $277.3M median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $309.3M |
| Domestic office deposits | $309.3M |
| Foreign office deposits | — |
| Deposits to total assets | 82.56% |
| Deposits to total liabilities | 99.67% |
Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $164.5M |
| Savings deposits | $0 |
| Transaction accounts to domestic deposits | 78.67% |
| Time deposits | $11K |
| Time deposits under $100k | $6.0M |
| Time deposits $100k to $250k | $13.5M |
| Time deposits over $250k | $15.5M |
| Noninterest-bearing share of deposits | 53.21% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $293.8M |
| Core deposits to total deposits | 95.00% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.36% |
| Interest expense on deposits | $521K |
| Loans and leases to core deposits | 33.50% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $350.3M | 98.67% | 0.00% | 1.86% |
| Q1 2024 | $327.6M | 98.57% | 0.00% | 1.78% |
| Q2 2024 | $326.5M | 97.98% | 0.00% | 1.87% |
| Q3 2024 | $358.2M | 96.18% | 0.00% | 2.39% |
| Q4 2024 | $378.1M | 94.94% | 0.00% | 2.05% |
| Q1 2025 | $367.7M | 95.42% | 0.00% | 2.01% |
| Q2 2025 | $364.4M | 95.58% | 0.00% | 1.74% |
| Q3 2025 | $356.3M | 96.02% | 0.00% | 2.15% |
| Q4 2025 | $373.7M | 96.17% | 0.00% | 1.63% |
| Q1 2026 | $349.2M | 95.72% | 0.00% | 1.62% |
| Q2 2026 | $328.4M | 95.71% | 0.00% | 1.65% |
| Q3 2026 | $309.3M | 95.00% | 0.00% | 1.36% |
The First National Bank of Stanton deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Stanton, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Stanton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5536) · FFIEC NIC profile (RSSD 458665)