The First National Bank of Stanton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Stanton of Stanton, TX against its peer group of 2672 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.12% | 1.25% | +1.87% | 100th top |
| ROAE | 18.18% | 13.24% | +4.94% | 79th top |
| Net Interest Margin | 4.34% | 3.95% | +0.39% | 66th above |
| Efficiency Ratio | 29.87% | 61.22% | -31.35% | 98th top |
| PPNR / Avg Assets | 3.43% | — | — | 98th top |
| Yield on Earning Assets | 4.91% | 5.68% | -0.77% | 24th bottom |
| Cost of Funds | 0.76% | 1.88% | -1.12% | 93rd top |
| Net Interest Spread | 3.55% | — | — | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.01% | 0.94% | -0.93% | 80th top |
| NPA / Total Assets | 0.04% | — | — | 74th above |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 82nd top |
| ACL / Total Loans | 2.04% | — | — | 90th top |
| ACL / NPLs (Coverage) | 16708.33% | — | — | — |
| Texas Ratio | 0.22% | 7.40% | -7.18% | 80th top |
| Provision / NCO | -3076.92% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 42.83% | 17.09% | +25.74% | 100th top |
| Tier 1 Ratio | 42.83% | 17.12% | +25.71% | 100th top |
| Total Capital Ratio | 44.08% | — | — | 100th top |
| Leverage Ratio | 19.21% | 11.73% | +7.48% | 92nd top |
| Equity / Assets | 17.16% | 10.96% | +6.20% | 90th top |
| TCE / Tangible Assets | 17.16% | — | — | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 31.83% | 80.60% | -48.77% | 97th top |
| Core Deposit Ratio | 95.00% | 86.92% | +8.08% | 75th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -11.32% | — | — | 0th bottom |
| Loan Growth (Y/Y) | -6.79% | — | — | 2nd bottom |
| Deposit Growth (Y/Y) | -13.20% | — | — | 0th bottom |
See The First National Bank of Stanton's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Stanton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Stanton profile, how to read a UBPR, or how this data updates.