Branch Network
First State Bank Locations & Branches Wrens, Georgia
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First State Bank operates 6 branches from its headquarters in Wrens, GA, .
First State Bank branch network
All 6 branches are in GEORGIA, across 6 cities. Its largest office by deposits is its main office in Wrens, GA, with $163.2M (36.7% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.53% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $512.7M
- Tier 1 leverage ratio, Q2 2026
- 10.53%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1964
Full financial profile · Is First State Bank safe? · First State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Wrens, GA (1 branch) | 1 of 3 | 68.2% | $163.2M |
| State: GA (6 branches) | 59 of 177 | 0.1% | $444.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jefferson, GA (2 branches) | 2 of 3 | 45.9% | $216.2M | $470.9M |
| Columbia, GA (2 branches) | 9 of 16 | 4.1% | $142.5M | $3.52B |
| Warren, GA (1 branch) | 1 of 1 | 100.0% | $46.3M | $46.3M |
| Sumter, GA (1 branch) | 4 of 5 | 4.1% | $39.9M | $973.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Augusta-Richmond County, GA-SC (2 branches) | 15 of 25 | 1.1% | $142.5M | $12.86B |
| Americus, GA (1 branch) | 6 of 7 | 3.7% | $39.9M | $1.08B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Wrens, GA | 30833 | $163.2M |
| Harlem Branch | Harlem, GA | 30814 | $137.8M |
| Peachtree Street Branch | Louisville, GA | 30434 | $53.0M |
| Warrenton Branch | Warrenton, GA | 30828 | $46.3M |
| Americus Branch | Americus, GA | 31709 | $39.9M |
| Evans Branch | Evans, GA | 30809 | $4.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 19163) · FFIEC NIC profile (RSSD 36933)