First State Bank of Dequeen: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 181.6% higher than in Q1 2026, at $20.8M. Within Arkansas, First State Bank of Dequeen is 67th of 78 on loan-to-deposit ratio, 63.83% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. First State Bank of Dequeen sits 17.01 points lower, at 63.83% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $211.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.95% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.83% |
| Net loans and leases to deposits | 62.96% |
| Loans and leases to core deposits | 65.14% |
| Core deposits to total deposits | 73.86% |
| Brokered deposits to total deposits | 24.13% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.46% | 73.84% | $0 | $16.4M |
| Q4 2023 | 80.09% | 75.65% | $0 | $17.2M |
| Q1 2024 | 75.59% | 77.27% | $0 | $14.0M |
| Q2 2024 | 70.77% | 78.47% | $0 | $15.9M |
| Q3 2024 | 68.06% | 74.57% | $0 | $24.7M |
| Q4 2024 | 69.37% | 75.96% | $0 | $23.6M |
| Q1 2025 | 69.34% | 75.82% | $0 | $20.4M |
| Q2 2025 | 67.45% | 70.91% | $0 | $28.4M |
| Q3 2025 | 65.21% | 72.34% | $0 | $16.4M |
| Q4 2025 | 62.87% | 71.20% | $0 | $7.4M |
| Q1 2026 | 61.28% | 73.30% | $0 | $7.4M |
| Q2 2026 | 63.83% | 73.86% | $0 | $20.8M |
First State Bank of Dequeen liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank of Dequeen, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank of Dequeen profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21805) · FFIEC NIC profile (RSSD 519146)