First State Bank of Dequeen: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First State Bank of Dequeen of De Queen, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.52% | 1.34% | +0.18% | 64th above |
| ROAE | 23.16% | 13.31% | +9.85% | 94th top |
| Net Interest Margin | 3.41% | 3.93% | -0.52% | 24th bottom |
| Efficiency Ratio | 53.87% | 61.14% | -7.27% | 72nd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.66% | 1.68% | -0.02% | 55th above |
| Yield on Earning Assets | 6.25% | 5.67% | +0.58% | 79th top |
| Cost of Funds | 3.05% | 1.88% | +1.17% | 5th bottom |
| Net Interest Spread | 3.04% | 3.32% | -0.28% | 34th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.23% | 0.94% | +0.29% | 24th bottom |
| NPA / Total Assets | 0.72% | 0.70% | +0.02% | 29th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.12% | 0.16% | -0.04% | 17th bottom |
| ACL / Total Loans | 1.36% | 1.28% | +0.08% | 68th above |
| ACL / NPLs (Coverage) | 110.49% | 1539.47% | -1428.98% | 31st below |
| Texas Ratio | 9.72% | 7.33% | +2.39% | 23rd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 256.90% | 1396.37% | -1139.47% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.54% | 12.14% | -3.60% | 7th bottom |
| Equity / Assets | 6.65% | 11.38% | -4.73% | 5th bottom |
| TCE / Tangible Assets | 6.65% | 11.10% | -4.45% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.83% | 80.65% | -16.82% | 79th top |
| Core Deposit Ratio | 73.86% | 86.87% | -13.01% | 8th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.95% | 5.03% | -1.08% | 46th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.89% | 6.85% | +6.04% | 89th top |
| Loan Growth (Y/Y) | 8.39% | 7.90% | +0.49% | 67th above |
| Deposit Growth (Y/Y) | 14.55% | 6.28% | +8.27% | 90th top |
See First State Bank of Dequeen's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First State Bank of Dequeen, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First State Bank of Dequeen profile, how to read a UBPR, or how this data updates.