First State Bank of Dequeen: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 7.46 percentage points lower than in Q1 2026, at 110.49%. First State Bank of Dequeen ranks 27th of 78 Arkansas banks on return on assets, in the upper half at 1.52% (Q2 2026). First State Bank of Dequeen reported 1.52% on return on assets for Q2 2026, 0.27 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.54% |
| Equity capital to assets | 6.65% |
| Tangible equity to tangible assets | 6.65% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.23% |
| Non-performing assets ratio | 0.72% |
| Net charge-off ratio | 0.12% |
| Texas ratio | 9.72% |
| Allowance for credit losses to loans | 1.36% |
| Reserve coverage of non-performing loans | 110.49% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.52% |
| Return on equity | 23.16% |
| Net interest margin | 3.41% |
| Efficiency ratio | 53.87% |
| Yield on earning assets | 6.25% |
| Cost of funds | 3.05% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 63.83% |
| Core deposits to total deposits | 73.86% |
| Brokered deposits to total deposits | 24.13% |
| Deposits to assets | 88.30% |
| Securities to assets | 37.80% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.06% | 1.05% | 3.50% | 0.94% | 0.57% |
| Q4 2023 | 9.82% | 1.18% | 3.34% | 0.91% | 0.29% |
| Q1 2024 | 9.44% | 1.18% | 3.20% | 1.00% | 0.38% |
| Q2 2024 | 9.09% | 1.18% | 3.13% | 0.92% | 1.37% |
| Q3 2024 | 8.74% | 1.08% | 2.95% | 1.97% | 0.03% |
| Q4 2024 | 8.23% | 1.14% | 3.03% | 1.28% | 0.12% |
| Q1 2025 | 9.07% | 1.34% | 3.11% | 1.16% | -0.01% |
| Q2 2025 | 8.23% | 1.48% | 3.22% | 1.09% | 0.05% |
| Q3 2025 | 9.21% | 1.78% | 3.40% | 1.28% | 0.08% |
| Q4 2025 | 9.24% | 0.92% | 3.29% | 1.18% | 0.77% |
| Q1 2026 | 8.43% | 1.51% | 3.31% | 1.15% | 0.04% |
| Q2 2026 | 8.54% | 1.52% | 3.41% | 1.23% | 0.12% |
First State Bank of Dequeen vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank of Dequeen, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank of Dequeen profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21805) · FFIEC NIC profile (RSSD 519146)